Immigration Assistance Loan
Because we know how complex an immigration process can be, we are with you every step of the way. What You Need Be a Latino Credit Union member Provide proof of income For self-employed individuals, at least one year of tax returns At least one year of credit history for loans over $500 What You […]
Information for Realtors
Looking to assist your clients with their home financing needs? Why Choose Latino Credit Union? LCCU is the best choice for first-time home buyers, including those with limited or no traditional credit history who generally would not qualify with traditional lenders. We offer fixed and adjustable rate mortgages and up to 95% financing, paired with […]
Home Equity Loans
When you are ready for that long-planned-for addition, renovation or, if you just want to have a line of credit at your disposal; we are here to help you with your needs. What You Need: Be a Latino Community Credit Union member. Proof of employment for the last twelve (12) months (pay stubs and most […]
Refinance Mortgage Loans
Come see us to lower your rates and start saving. What You Need: Be a Latino Community Credit Union member Proof of employment for the last twelve (12) months (pay-stubs and most recent W2) If self-employed, the most recent two (2) years of signed federal income tax returns) If mortgage has been kept for less […]
New Mortgage
Get pre-qualified and into the house of your dreams. What You Need: Be a Latino Credit Union member Proof of minimum required down payment and estimated closing costs required at time of pre-qualification (based on product and LTV chosen) Proof of employment for the last twelve (12) months (paystubs and most recent W2. Some income […]
Information for dealers
Why Choose Latino Credit Union? Not only is LCCU a great option with our competitive rates, low fees, fast approval and closing, but we also offer financing with credit history up to $80,000 and with alternative credit up to $40,000 with a 15% down-payment and up to $80,000 with a 30% down-payment. Get your clients […]
Private Purchase Auto Loans
Know someone selling a car that you like? What You Need: Be a Latino Credit Union member Proof of income. Exceptions may apply* Your last 6 months of personal account statements or the last year’s tax returns, if you are self-employed Established credit history or utility bills in your name from your place of residence** […]
Refinancing Auto Loans
Paying too much for your car? Come to LCCU to enjoy lower rates and fees. What You Need: Be a Latino Credit Union member Proof of income Your last 6 months of personal account statements or the last year’s tax return Established credit history or utility bills in your name from your place of residence* […]
Youth Checking
Learn how to manage your money and get a head start on life. What You Need: Be a Latino Credit Union member What You Get: A checking account with no monthly fees for members ages 13-18 At 18 the Youth Checking account becomes a Regular Checking account VISA® Debit chip card for purchases and ATM transactions worldwide […]
Checking Account
Open a checking account and you’ll enjoy versatility that pays! What You Need: Be a Latino Credit Union member What You Get: VISA® Debit chip card for purchases and ATM transactions worldwide with Tap to Pay for fast, easy and secure checkout Zero liability with fraudulent transactions Competitive interest rates $2 Overdraft protection Option to […]