Home Equity Loans

What You Need:

• Be a Latino Community Credit Union member.
• Proof of employment for the last twelve (12) months (pay stubs and most recent W2).
• If self-employed, the most recent two (2) years of signed federal income tax returns (Personal and/or Business).
• A minimum of two (2) lines of traditional or alternative** credit active for at least six (6) months.
• Current in force insurance policy and copy of all the deeds to the property.
• Last two months complete bank statements for deposit accounts.

What You Get:

• Low closing costs
• Interest on all open-end loans are variable
• Advances up to the maximum available loan amount may be made repeatedly throughout the 15-year draw period and there is no need to reapply or record a new deed of trust
• Advances may be made through Online Access, Mobile App or by contacting your local branch
• Interest paid may be deductable on tax returns if certain requirements are met.*
• Access your account online and do much more with our online services. Click here for details
• Free access to your FICO® Score through LatinoConnect Online or the Mobile App, with no impact to your credit. Track your score, understand the factors that influence it, and stay in control of your financial health. Learn more here