Micro Business Checking

Manage your personal business finances comfortably.

What You Need:

  • $100 minimum initial deposit
  • $100 minimum balance
  • Be a Latino CU member
  • Fictitious Name Certificate/Statement or Certificate of Assumed Name

What You Get:

  • VISA® Debit card for purchases and ATM transactions worldwide
  • Zero liability with fraudulent transactions
  • $8 monthly maintenance fee
  • Above average interest rates
  • $5 overdraft protection*
  • Option to receive e-statements
  • Deposits are federally insured up to $250,000 by NCUA
  • Free access to the largest ATM network – more than 1,100 CashPoint® ATMs – in North Carolina. Low ATM fees out of network**
  • 50 free checks cleared per month (beyond this, $1.00/check)
  • Online images of cleared checks
  • Access your account online and do much more with our electronic services. Click here for details

The Fine Print

The important details

  • *Up to 6 (six) overdraft transactions per month. Transfers exceeding 6 (six) will be charged a fee equal to the current Non-Sufficient Funds Fee. Repeated excess transfers may result in loss of overdraft privileges
  • **.75 cent fee per completed transaction and .35 cent fee per incomplete transaction done in the Visa PLUS-network

Learn More

We pay you back!

Through higher interest rates and lower fees. Why wait? Experience the savings that only LCCU can provide.