Checking Account

Open a checking account and you’ll enjoy versatility that pays!

What You Need:

  • Free checking with a minimum daily balance of $250
  • Be a Latino CU member

What You Get:

  • VISA® Debit chip card for purchases and ATM transactions worldwide
  • Zero liability with fraudulent transactions
  • Above average interest rates
  • $5 overdraft protection*
  • Option to receive e-statements
  • Free access to the largest ATM network – more than 1,100 CashPoint® ATMs – in North Carolina. Low ATM fees out of network**
  • Deposits federally insured up to $250,000 by NCUA
  • 50 free checks cleared per month (beyond this $1.00/check)
  • Online images of cleared checks
  • Access your account online and do much more with our electronic services. Click here for details

The Fine Print

The important details

  • Minimum balance of $250 must be maintained to avoid a monthly $2 fee. Please visit our fees page for a full list of fees associated with this account
  • *Up to 6 (six) overdraft transactions per month. Transfers exceeding 6 (six) will be charged a fee equal to the current Non-Sufficient Funds Fee. Repeated excess transfers may result in loss of overdraft privileges
  • **.75 cent fee per completed transaction and .35 cent fee per incomplete transaction done in the Visa PLUS-network

Learn More


We pay you back!

Through higher interest rates and lower fees. Why wait? Experience the savings that only LCCU can provide.