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Checking Account

Open a checking account and you’ll enjoy versatility that pays!

What You Need:

  • Free checking with a minimum daily balance of $250
  • Be a Latino CU member

What You Get:

  • VISA® Debit chip card for purchases and ATM transactions worldwide with Tap to Pay for fast, easy and secure checkout
  • Zero liability with fraudulent transactions
  • Above average interest rates
  • $2 Overdraft protection
  • Option to receive e-statements
  • Free access to the largest ATM network – more than 1,100 CashPoint® ATMs – in North Carolina. Low ATM fees out of network**
  • Deposits federally insured up to $250,000 by NCUA
  • 50 free checks cleared per month (beyond this $1.00/check)
  • Online images of cleared checks
  • Access your account online and do much more with our electronic services. Click here for details
  • Minimum balance of $250 must be maintained to avoid a monthly $2 fee. Please visit our fees page for a full list of fees associated with this account
  • **.75 cent fee per completed transaction and .35 cent fee per incomplete transaction done in the Visa PLUS-network

Learn More

We pay you back!

Through higher interest rates and lower fees. Why wait? Experience the savings that only LCCU can provide.

Join today
and enjoy our competitive rates!