| WHAT DOES LCCU DO WITH YOUR PERSONAL INFORMATION? | |
|---|---|
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| Why? | The types of personal information we collect and share depend on the product or services you have with us. When you are no longer our member, we continue to share your information as described in this notice. This information can include, Social Security number, ITIN, and income. Account balances and payment history. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| How? | All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons LCCU chooses to share; and whether you can limit this sharing. |
| REASONS WE CAN SHARE YOUR PERSONAL INFORMATION | DOES LCCU SHARE | CAN YOU LIMIT THIS SHARING? |
|---|---|---|
| For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes - to offer our products and services to you | Yes | No |
| For joint marketing purposes | Yes | No |
| For our affiliate' everyday business purposes - information about your transactions and experiences | Yes | No |
| For our affiliate's everyday business purposes - information about your credit worthiness | No | We don't share |
| For non-affiliates to market to you | No | We don't share |
| Who we are | |
|---|---|
| Who is providing this notice? | Latino Community Credit Union |
| What we do | |
|---|---|
| How does LCCU protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguard and secured files and buildings. |
| How does LCCU collect my personal information? | We collect your personal information, for example, when you open an account or deposit money. When you pay your bills or apply for a loan, and when you use your credit or debit card. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can't I limit all sharing? | Federal law gives your the right to limit only sharing for affiliates' everyday business purposes. Information about your credit worthiness, and affiliates from using your information to market to you. State laws and individual companies may give you additional rights to limit sharing. |
| Definitions | |
|---|---|
| Affiliates | Companies related by common ownership or control. They can be financial and non financial companies. - Our affiliates include: Latino Community Development Center |
| Non-Affiliates | Companies not related by common ownership or control. They can be financial and non financial companies. - LCCU does not share with non-affiliates so they can market to you. |
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. - Our joint marketing partners include insurance and financial services companies. |
| Questions? | |
|---|---|
| Call us | (919) 595-1800 |
| Email us | info@latinoccu.org |
| Last Modified | March 15th, 2022 |
