Credit Cards

Simplify your life while you make purchases with no annual fees.

What You Need:

  • Be a Latino CU member
  • Proof of income and at least one year of credit history
  • For self-employed individuals, at least one year of tax returns

What You Get:

  • Low-cost, no annual fee, competitive rates
  • No Annual Maintenance Fee
  • No Over-the-Limit Fee
  • No Cash Advance Fee
  • Grace period for purchases if balance is paid in full each month
  • No Penalty Interest Rate if you make a late payment
  • Zero liability with fraudulent transactions
  • Auto Rental Collision Damage Waiver
  • Access your account online and do much more with our electronic services. Click here for details

The Fine Print

  • Late Payment Fee: $10
  • Returned Payment Fee: $5
  • Late payments, non-medical collection items, and adverse reporting on your credit history may affect your approval

We pay you back!

Through higher deposit rates and lower fees. Why wait? Experience the savings that only LCCU can provide.