Simplify your life while you make purchases with no annual fees.
What You Need:
- Be a Latino CU member
- Proof of income and at least one year of credit history
- For self-employed individuals, at least one year of tax returns
What You Get:
- No Annual Maintenance Fee
- No Over-the-Limit Fee
- No Cash Advance Fee
- Grace period for purchases if balance is paid in full each month
- No Penalty Interest Rate if you make a late payment
- Zero liability with fraudulent transactions
- ID Navigator Powered by NortonLifeLock
- Access your account online and do much more with our electronic services. Click here for details
Credit Cards***
APR | Maximum APR | |
---|---|---|
VISA® Secured | 13.00% | 18.00% |
VISA® Credit Card | 18.00% | 18.00% |
The Fine Print
The important details
- Late Payment Fee: $10
- Returned Payment Fee: $5
- Late payments, non-medical collection items, and adverse reporting on your credit history may affect your approval
- Cardholder Disclosure & Agreement
We pay you back!
Through higher deposit rates and lower fees. Why wait? Experience the savings that only LCCU can provide.
