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Business Checking 

Manage your day‑to‑day business finances with ease. Our Business Basic Checking account gives you simple, reliable access to your funds with the tools you need to keep operations running smoothly. It’s the perfect fit for small businesses that want straightforward checking without unnecessary fees or complexity.

What You Need:

  • Become a business Latino Community Credit Union member

  • Business documentation (such as Articles of Incorporation or Organization, Partnership Agreement, or Assumed Business Name document)

  • Valid identification for all authorized signers

  • Minimum opening deposit of $100.00

  • Employer Identification Number (EIN) or Social Security Number or ITIN for sole proprietors

  • Proof of business address (if applicable)

What You Get:

  • Monthly Fee Waiver Options

  • Flexible transaction limits designed for everyday business activity providing predictable costs, transparent benefits, and the freedom to confidently manage finances.

  • Access your account online and do much more with our online services such as monitor balances and transfer money anytime. Click herefor details.

  • VISA® Debit chip card for purchases and ATM transactions worldwide with Tap to Pay for fast, easy and secure checkout

  • Easy transfers between business accounts to manage cash flow

  • Real-Time Alerts & Monitoring tools to keep your finances on track

  • Option to receive e-statements

  • Deposits are federally insured up to $250,000 by NCUA

  • Free access to a nationwide ATM network. Low ATM fees out of network**

  • Access to additional business services like savings, money markets, and certificates

  • Our Business Basic Checking account includes a set number of free transactions, with tiered options based on your business relationship, transaction volume, and evolving needs. As your business grows, your account can grow with you.
  • **0.75 cent fee per completed transaction and .35 cent fee per incomplete transaction done in any out of network ATM.

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Find the right solution for your business goals