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Information for Realtors

Why Choose Latino Credit Union?

LCCU is the best alternative for first-time home buyers, including those with limited or no credit history. We offer fixed and adjustable rates and up to 95% financing, paired with fast processing, approval times and personalized service. To top it off, we provide financial education at no cost to prepare individuals for the home buying process. Get your clients started today!

To apply for a loan applicants must:

  1. Be a Latino CU member (open a share account with a $10 minimum balance and $10 one-time membership fee.)
  2. Have a minimum down-payment of $5,000.
  3. Proof of employment for the last twelve (12) months (paystubs and most recent W2.)
  4. If the applicant is self-employed, tax returns from the last two years are required.
  5. Contact information of current and previous employer(s) for the last year.
  6. Most recent bank statements.
  7. Contact information for current and previous landlords for the last year.
  8. Additional information may be required.
We pay you back!
Through higher deposit rates and lower fees. Why wait? Experience the savings that only LCCU can provide.