Know someone selling a car that you like?
What You Need:
- Be a Latino CU member
- Proof of income. Exceptions may apply*
- Your last two tax returns, if you are self-employed
- Established credit history or utility bills in your name from your place of residence**
- Payoff letter, if needed
- VIN number and vehicle mileage
- Notarized MVR-6
- $21.50 registration fee
- If there is no outstanding loan on the vehicle, seller must come in person to a branch to sign over the title
What You Get:
- Assistance checking your car history through Carfax
- Financing up to 95% of the value of the car
- Ensure you get a fair price on your car using the NADA guide
- Option to purchase guaranteed asset protection (GAP) coverage at lower rates***
- Option to protect your loan through life and disability/involuntary unemployment insurance
- Access your account online and do much more with our electronic services. Click here for details
Used Vehicle Loans
All rates are based on a term of 72 months
| Loan to Value | APR | Maximum Amount | Avg. Loan Amount | Avg. Payment |
|---|---|---|---|---|
| 95% | 11.250%* | $60,000 | $25,000 | $441 |
| 85% | 13.250% | $20,000 | $20,000 | $374 |
| 70% | 12.250% | $60,000 | $25,000 | $454 |
