Know someone selling a car that you like?
What You Need:
- Be a Latino Credit Union member
- Proof of income. Exceptions may apply*
- Your last 6 months of personal account statements or the last year’s tax returns, if you are self-employed
- Established credit history or utility bills in your name from your place of residence**
- Payoff letter, if needed
- VIN number and vehicle mileage
- Notarized MVR-6
- $25.50 registration fee
- If there is no outstanding loan on the vehicle, seller must come in person to a branch to sign over the title
What You Get:
- Assistance checking your car history through Carfax
- Financing up to 95% of the value of the car
- Ensure you get a fair price on your car using the NADA guide
- Option to purchase guaranteed asset protection (GAP) coverage at lower rates***
- Option to protect your loan through life and disability insurance
- Access your account online and do much more with our online services. Click here for details
Used Vehicle Loans
All rates are based on a term of 84 months
| Loan to Value | APR | Maximum Amount | Avg. Loan Amount | Avg. Payment |
|---|---|---|---|---|
| 95% | 9.75%* | $80,000 | $25,000 | $413 |
| 85% | 11.75% | $30,000 | $20,000 | $352 |
| 70% | 10.75% | $80,000 | $25,000 | $446 |
