Get pre-qualified and into the house of your dreams.
What You Need:
- Be a Latino Credit Union member
- Proof of minimum required down payment and estimated closing costs required at time of pre-qualification (based on product and LTV chosen)
- Proof of employment for the last twelve (12) months (paystubs and most recent W2. Some income types may require the last two years W2s, ask your loan officer for more details.)
- If self-employed, the most recent two (2) years of signed federal income tax returns and proof that your tax liability has been paid in full if applicable.
- Proof of at least twelve (12) months of consecutive rental history
- A minimum of two (2) lines of traditional or alternative credit active for at least six (6) months
- Last two months complete bank statements for deposit accounts.
What You Get:
- Fixed Rate and Adjustable Rate (5-year ARM) loans available*
- Fixed Rate Loan Maximum Term: 20 years
- Adjustable-Rate Loan Maximum Term: 30 years
- Minimum Loan amount $40,000
- No Private Mortgage Insurance (PMI) required
- Options to finance doublewide manufactured homes**
- Access your account online and do much more with our online services. Click here for details
- Free access to your FICO® Score through LatinoConnect Online or the Mobile App, with no impact to your credit. Track your score, understand the factors that influence it, and stay in control of your financial health. Learn more here
