Get pre-qualified and into the house of your dreams.
What You Need:
- Be a Latino CU member
- Proof of down payment required at pre-approval (of at least $5,000)
- Proof of employment for the last twelve (12) months (paystubs and most recent W2)
- If self-employed, the most recent two (2) years of signed federal income tax returns
- Proof of at least twelve (12) months of consecutive rental history
- A minimum of two (2) lines of traditional or alternative credit active for at least six (6) months
What You Get:
- Fixed Rate and Adjustable Rate (5 year ARM) loans available*
- Fixed Rate Loan Maximum Term: 20 years
- Adjustable Rate Loan Maximum Term: 30 years
- Minimum Loan amount $40,000
- No Private Mortgage Insurance (PMI) required
- Options to finance doublewide manufactured homes**
- Access your account online and do much more with our electronic services. Click here for details
