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Why, When and How LCCU Will Contact You

Find out what will happen if we need to reach you We will never email, call or text you to ask for your financial information such as User IDs, Passwords, or card information. If you receive a call, text or email asking for information, please notify your local LCCU branch or our Virtual Branch at […]

How You Can Protect Yourself

Follow these simple steps to keep your information safe LCCU knows the significance of protecting our members’ identities and their financial information. We continue to stress the importance of you never disclosing personal financial information, including card information via telephone, mobile device or over the internet without the call or transaction being initiated by you. […]

How LCCU Protects You

Learn more about what we do to keep you safe Account Access We employ strategic security controls to keep your personal and account information secure. Member and Mobile Access We use a multi-layered approach to protect you We provide the Intelligent Defense Check (ID Check) security feature to our members for added online protection. ID […]

Important Information for Online Applicants

During the application process we will ask you for: Your full legal name and physical address (or proof of address if the address on ID differs from current residence) Valid Social Security Number or ITIN (Individual Tax Identification Number) A valid government issued photo ID from any country Information on how to fund your new […]

Important Information for Online Applicants

During the application process we will ask you for: Your full legal name and physical address Your Social Security Number A valid US issued photo ID Information on how to fund your new accounts (you can mail a check or use a credit/debit card) Your acknowledgement that you have read and accepted our Rules and […]

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Compare Mortgages

Type Requirements Purchase & Refinance Fixed Rate Minimum Down Payment 10% or 20%   Credit History No credit history required   Work History At least 12 months. If self employed, at least 24 months   Rental History At least 12 months. If self employed, at least 24 months   Alternative Credit With 10% down payment, […]

Compare Checking Accounts

  Description Minimum Balance Fees Regular Checking A convenient account with no minimum initial deposit $250 $0 with a minimum daily balance of $250, $2 if not CashPoints Global The best account for travelers or those looking to send money abroad. Just deposit some money, whenever you are ready to use it. N/A $2 monthly […]

Compare Savings Accounts

  Description Minimum Balance Fees Regular Savings Our Basic membership account with a $ 10 minimum initial deposit $10 $0 if minimum balance is maintained, $2 if not Holiday Savings Designed to help you save for the Holidays, this account has a minimum initial deposit of $10. The funds become available for your use at […]