| Description | Minimum Balance | Fees | |
|---|---|---|---|
| Regular Savings | Our Basic membership account with a $ 10 minimum initial deposit | $10 | $0 if minimum balance is maintained, $2 if not |
| Holiday Savings | Designed to help you save for the Holidays, this account has a minimum initial deposit of $10. The funds become available for your use at the end of October | $10 | $0 if minimum balance is maintained, $2 if not |
| Money Market | An account that allows you to access your funds while getting a better interest rates. This account has a minimum initial deposit of $500 | $500 | $0 if minimum balance is maintained, $5 if not |
| Term Certificate | The best account for longer term savings. Enjoy a large return on your money with just a minimum initial deposit of $500 | $500 | If funds are withdrawn from your STC before the maturity date, an early withdrawal penalty may be charged. The penalty equals 90 days’ interest on the principal amount or the actual interest earned, whichever is less. The early withdrawal penalty for accounts with maturities greater than two years will be the lesser of total interest earned or 180 days of interest. |
| Retirement Accounts | Our Traditional and Roth IRAs can help you get a head start on your retirement fund. The initial minimum deposit is $25 | $25 | $0 if minimum balance is maintained, $2 if not |
| Micro Business Savings | Ideal for giving your business a solid financial base. Minimum initial deposit of $100 | $100 | $0 if minimum balance is maintained, $8 if not |
| Micro Business Money Market | This account allows you to access your business’ funds while paying a great rate. Minimum initial deposit of $1000 | $1000 | $0 if minimum balance is maintained, $8 if not |
| Youth Savings | The perfect starter account for teens with only a $10 minimum initial deposit | $10 | $0 if minimum balance is maintained, $2 if not |
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