Information for Realtors
Why Choose Latino Credit Union? LCCU is the best alternative for first-time home buyers, including those with limited or no credit history. We offer fixed and adjustable rates and up to 95% financing, paired with fast processing, approval times and personalized service. To top it off, we provide financial education at no cost to prepare […]
Home Equity Loans
When you are ready for that long planned-for addition or renovation, we are here to help you improve your home. What You Need: Be a Latino CU member Proof of employment for the last twelve (12) months (pay stubs and most recent W2) If self-employed, the most recent two (2) years of signed federal income […]
Refinance Mortgage Loans
Come see us to lower your rates and start saving. What You Need: Be a Latino CU member Proof of employment for the last twelve (12) months (pay-stubs and most recent W2) If self-employed, the most recent two (2) years of signed federal income tax returns) If mortgage has been kept for less than eighteen […]
New Mortgage
Get pre-qualified and into the house of your dreams. What You Need: Be a Latino CU member Proof of minimum required down payment and estimated closing costs required at time of pre-qualification (based on product and LTV chosen) Proof of employment for the last twelve (12) months (paystubs and most recent W2) If self-employed, the […]
Information for dealers
Why Choose Latino Credit Union? Not only is a LCCU a great option with our competitive rates, low fees, fast approval and closing, but we also offer financing with credit history up to $50,000 and with alternative credit up to $20,000 with a 15% down-payment and up to $50,000 with a 30% down-payment. Get your […]
Private Purchase Auto Loans
Know someone selling a car that you like? What You Need: Be a Latino CU member Proof of income. Exceptions may apply* Your last two tax returns, if you are self-employed Established credit history or utility bills in your name from your place of residence** Payoff letter, if needed VIN number and vehicle mileage Notarized […]
Refinancing Auto Loans
Paying too much for your car? Come to LCCU to enjoy lower rates and fees. What You Need: Be a Latino CU member Proof of income Your last two tax returns, if you are self-employed Established credit history or utility bills in your name from your place of residence* Payoff letter valid for 20 days […]
Youth Checking
Learn how to manage your money and get a head start on life. What You Need: Be a Latino CU member What You Get: A checking account with no monthly fees for members ages 13-19 VISA® Debit chip card for purchases and ATM transactions worldwide with Tap to Pay for fast, easy and secure […]
Checking Account
Open a checking account and you’ll enjoy versatility that pays! What You Need: Free checking with a minimum daily balance of $250 Be a Latino CU member What You Get: VISA® Debit chip card for purchases and ATM transactions worldwide with Tap to Pay for fast, easy and secure checkout Zero liability with fraudulent transactions […]
Money Market
Get a better return on bigger balances while your money is accessible at all times. What You Need: $500 minimum initial deposit $500 minimum balance Be a Latino CU member What You Get: No maintenance fee* Above average interest rates Option to receive e-statements Your money is safe and federally insured up to $250,000 […]
