Auto Loans
Avoid costly mistakes and get on the road today! What You Need: Be a Latino CU member Proof of income. Exceptions may apply* Your last two tax returns, if you are self-employed Established credit history or utility bills in your name from your place of residence** Bill of sale May require in-person appraisal What […]
Pre-Approval for Auto Loans
Get the power to shop with confidence! What You Need: Proof of income. Exceptions may apply* Your last two tax returns, if you are self-employed Established credit history or utility bills in your name from your place of residence** What You Get: Pre-approval offer good for 30 days Financing up to 95% of the […]
Secured Loans
Establishing credit is one of the most important things you’ll ever do. Start building yours with us today. Secured Loan What You Need: Be a Latino CU member Amount of the credit limit deposited into a frozen account as collateral (minimum of $500) What You Get: A fixed rate Minimum term of 6 months; maximum […]
Opening a Term Certificate is Easy!
Click here to Log In to your online account. Once you are signed in: Using the top grey menu bar, select ‘Accounts,’ Then select ‘Open Account,’ The using the drop-down menu, select ‘Share Term Certificate.’ Or visit your nearest branch. Or contact our Virtual Center at virtual@latinoccu.org or 919-595-1800. Need to fund your new LCCU […]
Jumbo Certificates
Benefit from one of the highest rates in the country! What You Need: $100,000 minimum initial deposit Be a Latino CU member What You Get: One of the highest rates in the country Fixed rates depending on term: 6, 12, 18, 24, 36, 48, or 60 months. Option to receive e-statements Your money is safe […]
Dreamer Loans
Easy and affordable. The best way to cover the fee of your DACA application. What you need: Be a Latino CU member Have a valid government issued photo ID from any country or a valid school ID Proof of current physical address Must be 18 or older to apply. Member under 18 may apply with […]
Good Homes Vibrant Communities Term Certificates
Homeownership is a key way for families to build and transfer wealth across generations. LCCU has helped thousands of individuals enter the financial mainstream and access new economic opportunities. Go Local: Earn a great interest rate while helping local families achieve the American Dream of homeownership Keep your money circulating in and benefiting your community […]
Next Generation Term Certificate
The high costs of alternative financial services keep many hardworking families from investing in their children’s health and education. LCCU has helped thousands of individuals enter the financial mainstream and access new economic opportunities. Go Local Earn a great interest rate while helping local families invest in their children’s future Keep your money circulating in […]
Immigration Assistance Loan
Because we know how complex an immigration process can be, we are with you every step of the way. What You Need Be a Latino CU member Provide proof of income For self-employed individuals, at least one year of tax returns At least one year of credit history for loans over $500 What You Get […]
Non-Profit Checking
The flexibility you need for your day to day in a financial institution that supports local communities What You Need Make your organization a Latino CU member $100 minimum initial deposit What You Get: Zero liability with fraudulent transactions No maintenance fee* No minimum balance required Above average interest rates $2 overdraft protection Option […]
