Business Share Term Certificates
Put your business savings to work with guaranteed, higher‑yield earnings. Our Business Share Certificates offer fixed dividend rates, predictable returns, and flexible term options, making them a smart way to grow funds you don’t need immediate access to. Whether you’re planning future expenses, building reserves, or maximizing long‑term savings, your money is secure and earning […]
Business Money Market
Earn more on your business funds, while keeping them accessible. Our Business Money Market account offers higher dividend rates than traditional savings, flexible access to your money, and no long‑term commitment. It’s an ideal way to grow operating reserves, prepare future expenses, or maintain a strong financial cushion with competitive earnings. What You Need: Become […]
Business Checking
Manage your day‑to‑day business finances with ease. Our Business Basic Checking account gives you simple, reliable access to your funds with the tools you need to keep operations running smoothly. It’s the perfect fit for small businesses that want straightforward checking without unnecessary fees or complexity. What You Need: Become a business Latino Community Credit […]
Business Savings
Build a solid financial foundation for your business with a Business Savings account designed to help you save confidently and access your funds whenever you need them. Whether you’re preparing for future expenses, strengthening your reserves, or simply looking to grow your money safely, this account gives you flexible, secure savings that work for your […]
Auto Loans
Avoid costly mistakes and get on the road today! What You Need: Be a Latino Credit Union member Proof of income. Exceptions may apply* Your last 6 months of personal account statements or the last year’s tax returns, if you are self-employed. Established credit history or utility bills in your name from your place of […]
Pre-Approval for Auto Loans
Get the power to shop with confidence! What You Need: Proof of income. Exceptions may apply* Your last 6 months of personal account statements or the last year’s tax returns, if you are self-employed Established credit history or utility bills in your name from your place of residence** What You Get: Pre-approval offer good […]
Secured Loans
Establishing credit is one of the most important things you’ll ever do. Start building yours with us today. Secured Loan What You Need: Be a Latino Credit Union member Amount of the credit limit deposited into a frozen account as collateral (minimum of $500) What You Get: A fixed rate Minimum term of 6 months; […]
Opening a Share Term Certificate is Easy!
Click here to Log In to your online account. Once you are signed in: Using the top menu bar, select ‘Open an Account’ Then select ‘Share Term Certificate’ Then select your preferred term Or visit your nearest branch. Or contact our Member Service Center at virtual@latinoccu.org or 919-595-1800. Need to fund your new LCCU Share […]
Jumbo Share Certificates
Benefit from one of the highest rates in the country! What You Need: $100,000 minimum initial deposit Be a Latino Credit Union member What You Get: One of the highest rates in the country Fixed rates depending on term: 6, 12, 18, 24, 36, 48, or 60 months. Option to receive e-statements Your money is […]
Dreamer Loans
Easy and affordable. The best way to cover the fee of your DACA application. What you need: Be a Latino Credit Union member Have a valid government issued photo ID from any country or a valid school ID Proof of current physical address Must be 18 or older to apply. Member under 18 may apply […]