Avoid costly mistakes and get on the road today!
What You Need:
- Be a Latino Credit Union member
- Proof of income. Exceptions may apply*
- Your last 6 months of personal account statements or the last year’s tax returns, if you are self-employed.
- Established credit history or utility bills in your name from your place of residence**
- Bill of sale
- May require in-person appraisal
What You Get:
- Assistance checking your car history through Carfax
- Financing up to 95% of the value of a new or used car. (Up to an additional 5% for new vehicles to include extended warranties, packages and GAP).
- Ensure you get a fair price on your car using the NADA guide
- Competitive interest rate
- Option to purchase guaranteed asset protection (GAP) coverage at lower rates***
- Option to protect your loan through life and disability
- Access your account online and do much more with our online services. Click here for details
- Free access to your FICO® Score through LatinoConnect Online or the Mobile App, with no impact to your credit. Track your score, understand the factors that influence it, and stay in control of your financial health. Learn more here
New Vehicle 1
All rates are based on a term of 84 months
| Loan to Value | APR | Maximum Amount | Avg. Loan Amount | Avg. Payment |
|---|---|---|---|---|
| 95% | 7.00%* | $80,000 | $25,000 | $379 |
| 85% | 9.00% | $40,000 | $20,000 | $323 |
| 70% | 8.50% | $80,000 | $25,000 | $397 |
