Auto Loans
Avoid costly mistakes and get on the road today! What You Need: Be a Latino Community Credit Union member Proof of income. Exceptions may apply* Your last two tax returns, if you are self-employed Established credit history or utility bills in your name from your place of residence** Bill of sale May require in-person appraisal […]
Pre-Approval for Auto Loans
Get the power to shop with confidence! What You Need: Proof of income. Exceptions may apply* Your last year’s tax returns, if you are self-employed Established credit history or utility bills in your name from your place of residence** What You Get: Pre-approval offer good for 30 days Financing up to 95% of the […]
Secured Loans
Establishing credit is one of the most important things you’ll ever do. Start building yours with us today. Secured Loan What You Need: Be a Latino Community Credit Union member Amount of the credit limit deposited into a frozen account as collateral (minimum of $500) What You Get: A fixed rate Minimum term of 6 […]
Opening a Share Term Certificate is Easy!
Click here to Log In to your online account. Once you are signed in: Using the top grey menu bar, select ‘Accounts,’ Then select ‘Open Account,’ The using the drop-down menu, select ‘Share Term Certificate.’ Or visit your nearest branch. Or contact our Member Serivice Center at virtual@latinoccu.org or 919-595-1800. Need to fund your new […]
Jumbo Share Certificates
Benefit from one of the highest rates in the country! What You Need: $100,000 minimum initial deposit Be a Latino Community Credit Union member What You Get: One of the highest rates in the country Fixed rates depending on term: 6, 12, 18, 24, 36, 48, or 60 months. Option to receive e-statements Your money […]
Dreamer Loans
Easy and affordable. The best way to cover the fee of your DACA application. What you need: Be a Latino Community Credit Union member Have a valid government issued photo ID from any country or a valid school ID Proof of current physical address Must be 18 or older to apply. Member under 18 may […]
Immigration Assistance Loan
Because we know how complex an immigration process can be, we are with you every step of the way. What You Need Be a Latino Community Credit Union member Provide proof of income For self-employed individuals, at least one year of tax returns At least one year of credit history for loans over $500 What […]
Non-Profit Checking
The flexibility you need for your day to day in a financial institution that supports local communities What You Need Make your organization a Latino Community Credit Union member $100 minimum initial deposit What You Get: Zero liability with fraudulent transactions No maintenance fee* No minimum balance required Competitive interest rates Overdraft protection Option […]
Information for Realtors
Looking to assist your clients with their home financing needs? Why Choose Latino Credit Union? LCCU is the best choice for first-time home buyers, including those with limited or no traditional credit history who generally would not qualify with traditional lenders. We offer fixed and adjustable rate mortgages and up to 95% financing, paired with […]
Home Equity Loans
When you are ready for that long-planned-for addition, renovation or, if you just want to have a line of credit at your disposal; we are here to help you with your needs. What You Need: Be a Latino Community Credit Union member Proof of employment for the last twelve (12) months (pay stubs and most […]
