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Keeping your checking account fee-free with LCCU is easy. Here’s what you need to know.

We understand that fees matter, and we want to make it easy for our members to enjoy free checking. You will automatically qualify for a fee waiver when you meet one of the following requirements each month:

  1. Keep an Average Daily Balance: Maintain an average daily balance of $500 in your checking account.
  2. Keep a Combined Average Balance: Maintain a combined average balance of at least $1,500 across all qualifying shares including Regular Savings, Money Market, Share Term Certificate (STC), and Retirement Account (IRA) and Holiday Share. 
  3. Set Up Direct Deposit: Receive at least one direct deposit of $500 or more into your checking account each month. 
  4. Use Your Debit Card: Make at least 15 debit card purchases per month, either in person or online. 

Our goal is to provide flexible options, reward your everyday habits, and offer you multiple ways to stay fee free. Choose the option that works best for you.

If you have questions, our team is here to support you.