Secured Loans
Establishing credit is one of the most important things you’ll ever do. Start building yours with us today. Secured Loan What You Need: Be a Latino CU member Amount of the credit limit deposited into a frozen account as collateral (minimum of $500) What You Get: A fixed rate Minimum term of 6 months; maximum […]
Jumbo Certificates
Benefit from one of the highest rates in the country! What You Need: $100,000 minimum initial deposit Be a Latino CU member What You Get: One of the highest rates in the country Fixed rates depending on term: 6, 12, 18, 24, 36, 48, or 60 months. Option to receive e-statements Your money is safe […]
Dreamer Loans
Easy and affordable. The best way to cover the fee of your DACA application. What you need: Be a Latino CU member Have a valid government issued photo ID from any country or a valid school ID Proof of current physical address Must be 18 or older to apply. Member under 18 may apply with […]
Good Homes Vibrant Communities Term Certificates
Homeownership is a key way for families to build and transfer wealth across generations. LCCU has helped thousands of individuals enter the financial mainstream and access new economic opportunities. Go Local: Earn a great interest rate while helping local families achieve the American Dream of homeownership Keep your money circulating in and benefiting your community […]
Next Generation Term Certificate
The high costs of alternative financial services keep many hardworking families from investing in their children’s health and education. LCCU has helped thousands of individuals enter the financial mainstream and access new economic opportunities. Go Local Earn a great interest rate while helping local families invest in their children’s future Keep your money circulating in […]
Immigration Assistance Loan
Because we know how complex an immigration process can be, we are with you every step of the way. What You Need Be a Latino CU member Provide proof of income For self-employed individuals, at least one year of tax returns At least one year of credit history for loans over $500 What You Get […]
Home Equity Loans
When you are ready for that long planned-for addition or renovation, we are here to help you improve your home. What You Need: Be a Latino CU member Proof of employment for the last twelve (12) months (pay stubs and most recent W2) If self-employed, the most recent two (2) years of signed federal income […]
Refinance Mortgage Loans
Come see us to lower your rates and start saving. What You Need: Be a Latino CU member Proof of employment for the last twelve (12) months (pay-stubs and most recent W2) If self-employed, the most recent two (2) years of signed federal income tax returns) If mortgage has been kept for less than eighteen […]
New Mortgage
Get pre-qualified and into the house of your dreams. What You Need: Be a Latino CU member Proof of minimum required down payment and estimated closing costs required at time of pre-qualification (based on product and LTV chosen) Proof of employment for the last twelve (12) months (paystubs and most recent W2) If self-employed, the […]
Youth Checking
Learn how to manage your money and get a head start on life. What You Need: Be a Latino CU member What You Get: A checking account with no monthly fees for members ages 13-19 VISA® Debit chip card for purchases and ATM transactions worldwide with Tap to Pay for fast, easy and secure […]
