Dear Members,
This year, we celebrate a milestone that belongs to all of us: 25 years of shared dreams, building, creating opportunity, and empowering communities—together.
When the Latino Community Credit Union (la Cooperativa) opened its doors in 2000, it was with a bold vision: to create a safe, welcoming place where every person—regardless of where they come from—could access fair financial services and be treated with dignity. What began in a modest, empty building in downtown Durham, North Carolina has grown into something extraordinary.
Today, thanks to you, we have served more than 210,000 members from 137 countries across 15 branches—and counting. We’ve reached $1 billion in assets, surpassed $2 billion in loans, and empowered thousands of families to build credit, buy their first homes, and pursue their dreams. Looking to make the most of their opportunities, more than 3,300 people have graduated from our financial education program—gaining the tools to build lasting stability and generational wealth. Building on that foundation, our scholarship fund has awarded over $1 million since 2016 to college students taking the next step toward a brighter future.
These numbers tell a powerful story—but they only scratch the surface. Behind every milestone is a member like you: a family saving for the future, an entrepreneur starting a small business, a student becoming the first in their family to attend college. This is the heart of our work.
In 2024, we took another big step forward with the upgrade of systems and thelaunch of a new bilingual digital banking platform, designed to give you easier, safer access to your finances—anytime, anywhere. Your trust, patience, and feedback guided every part of that journey, just as you’ve guided our path for the past 25 years.
And through it all, we’ve remained grounded in our mission—especially in uncertain times. We know that many of our members face real challenges, and we want you to know: we see you, we hear you, and we’re with you. You are never alone. At LCCU you are always at home.
As we look to the next 25 years, we do so with pride, gratitude, and unwavering hope. Thank you for believing in our mission. Thank you for building this legacy with us. Your dreams are our purpose—and your success is our greatest achievement.
With heartfelt appreciation,
President & CEO
Vicky García
