At Latino Community Credit Union, our commitment has always been to provide accessible, affordable financial services to our members and communities.
Your trust allows us to reinvest in programs, services, and opportunities that help our members grow, succeed, and build brighter financial futures.
As part of this commitment, we’re making a small update to our checking account fee, while continuing to reward members who actively use and grow their accounts.
Effective May 4, 2026, the monthly maintenance fee for the regular checking accounts will change from $2 to $5.
We understand that fees matter, and we want to make it easy for our members to enjoy free checking. You will automatically qualify for a fee waiver when you meet one of the following requirements each month:
Keep a Daily Balance: Maintain an average daily balance of $500 in your checking account or maintain a combined average balance of at least $1,500 across all qualifying accounts including Regular Savings, Money Market, Share Term Certificate (STC), and Retirement Accounts.
Set Up Direct Deposit: Receive at least one direct deposit of $500 or more into your checking account each month.
Use Your Debit Card: Make at least 15 debit card purchases per month, either in person or online.
Build Your Credit: Open a Secure Credit Card or Credit Builder Loan and enjoy free checking while building your financial future.
Our goal is to provide flexible options, reward your everyday habits, and offer you multiple ways to stay fee free. Choose the option that works best for you.
