Auto Loans
Avoid costly mistakes and get on the road today! What You Need: Be a Latino CU member Proof of income. Exceptions may apply* Your last two tax returns, if you are self-employed Established credit history or utility bills in your name from your place of residence** Bill of sale May require in-person appraisal What […]
Secured Loans
Establishing credit is one of the most important things you’ll ever do. Start building yours with us today. Secured Loan What You Need: Be a Latino CU member Amount of the credit limit deposited into a frozen account as collateral (minimum of $500) What You Get: A fixed rate Minimum term of 6 months; maximum […]
Dreamer Loans
Easy and affordable. The best way to cover the fee of your DACA application. What you need: Be a Latino CU member Have a valid government issued photo ID from any country or a valid school ID Proof of current physical address Must be 18 or older to apply. Member under 18 may apply with […]
Immigration Assistance Loan
Because we know how complex an immigration process can be, we are with you every step of the way. What You Need Be a Latino CU member Provide proof of income For self-employed individuals, at least one year of tax returns At least one year of credit history for loans over $500 What You Get […]
Home Equity Loans
When you are ready for that long planned-for addition or renovation, we are here to help you improve your home. What You Need: Be a Latino CU member Proof of employment for the last twelve (12) months (pay stubs and most recent W2) If self-employed, the most recent two (2) years of signed federal income […]
Refinance Mortgage Loans
Come see us to lower your rates and start saving. What You Need: Be a Latino CU member Proof of employment for the last twelve (12) months (pay-stubs and most recent W2) If self-employed, the most recent two (2) years of signed federal income tax returns) If mortgage has been kept for less than eighteen […]
New Mortgage
Get pre-qualified and into the house of your dreams. What You Need: Be a Latino CU member Proof of minimum required down payment and estimated closing costs required at time of pre-qualification (based on product and LTV chosen) Proof of employment for the last twelve (12) months (paystubs and most recent W2) If self-employed, the […]
Private Purchase Auto Loans
Know someone selling a car that you like? What You Need: Be a Latino CU member Proof of income. Exceptions may apply* Your last two tax returns, if you are self-employed Established credit history or utility bills in your name from your place of residence** Payoff letter, if needed VIN number and vehicle mileage Notarized […]
Refinancing Auto Loans
Paying too much for your car? Come to LCCU to enjoy lower rates and fees. What You Need: Be a Latino CU member Proof of income Your last two tax returns, if you are self-employed Established credit history or utility bills in your name from your place of residence* Payoff letter valid for 20 days […]
Personal Loans
Whether you find yourself in a bind, or just want to finish an important project, we’ll lend you a hand. Line of Credit What You Need: Be a Latino CU member Provide proof of income For self-employed individuals, at least one year of tax returns At least one year of credit history What You […]
