Paying too much for your car? Come to LCCU to enjoy lower rates and fees.
What You Need:
- Be a Latino Community Credit Union member
- Proof of income
- Your last 6 months of personal account statements or the last year’s tax return
- Established credit history or utility bills in your name from your place of residence*
- Payoff letter valid for 20 days
- Notarized MVR-6
- $25.50 registration fee
- May require in-person appraisal
What You Get:
- Assistance checking your car history through Carfax
- Financing up to 95% of the NADA value of the car
- Save with a better interest rate
- Option to purchase guaranteed asset protection (GAP) coverage at lower rates**
- Option to protect your loan through life and disability
- Access your account online and do much more with our online services. Click here for details
The Fine Print
The important details
- *The amount of credit history or alternative credit required depends on the loan amount and down payment
- **This covers the difference between what you owe on your car loan and the value of your car, in case it suffers a total loss, theft or fire
- Maximum loan amount of $80,000 for individual or joint loans
- Maximum term: up to 84 months
- If approved vehicle must be registered with NCDMV with a valid driver’s license
- If approved you will be asked to provide personal references
- If approved you will be asked to obtain full coverage auto insurance