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Refinancing Auto Loans

Paying too much for your car? Come to LCCU to enjoy lower rates and fees.

What You Need:

  • Be a Latino Credit Union member
  • Proof of income
  • Your last 6 months of personal account statements or the last year’s tax return
  • Established credit history or utility bills in your name from your place of residence*
  • Payoff letter valid for 20 days
  • Notarized MVR-6
  • $25.50 registration fee
  • May require in-person appraisal

 

What You Get:

  • Assistance checking your car history through Carfax
  • Financing up to 95% of the NADA value of the car
  • Save with a better interest rate
  • Option to purchase guaranteed asset protection (GAP) coverage at lower rates**
  • Option to protect your loan through life and disability
  • Access your account online and do much more with our online services. Click here for details
  • Free access to your FICO® Score through LatinoConnect Online or the Mobile App, with no impact to your credit. Track your score, understand the factors that influence it, and stay in control of your financial health. Learn more here