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Regular Term Certificates

Watch your money grow with higher dividends for long term savings.

What You Need:

  • $500 minimum initial deposit
  • Be a Latino CU member

What You Get:

  • Above average interest rates
  • Fixed rates depending on term: 6, 12, 18, 24, 36, 48 or 60 months
  • Option to receive e-statements
  • Your money is safe and federally insured up to $250,000 by NCUA
  • Access your account online and do much more with our electronic services. Click here for more details

Share Term Certificates Regular

TermMinimum Deposit Interest Rate APY*
6 Months$5004.60%4.60%
12 Months $5004.70% 4.70%
18 Months $5004.30% 4.30%
24 Months $5004.30% 4.30%
36 Months $5003.80% 3.80%
48 Months $5003.40% 3.40%
60 Months $5003.50% 3.50%
  • If funds are withdrawn from your STC before the maturity date, an early withdrawal penalty may be charged. The penalty equals 90 days' interest on the principal amount or the actual interest earned, whichever is less.
  • Interest accrues daily, but is not compounded
Learn More

We pay you back!

Through higher interest rates and lower fees. Why wait?  Experience the savings that only LCCU can provide.

GanaMAX 2.0
Grow and Save

Did you know LCCU's CD rates rank among the best in the country?

Join today
and enjoy our competitive rates!