Whether you find yourself in a bind, or just want to finish an important project, we’ll lend you a hand.
Line of Credit
What You Need:
- Be a Latino Community Credit Union member
- Provide proof of income
- Your last 6 months of personal account statements or the last year’s tax returns, if you are self-employed
- At least one year of credit history
- Be resident of North Carolina
What You Get:
- Maximum loan amount: $20,000 for individual or joint applicants
- Access your account online and do much more with our online services. Click here for details
- Free access to your FICO® Score through LatinoConnect Online or the Mobile App, with no impact to your credit. Track your score, understand the factors that influence it, and stay in control of your financial health. Learn more here
Consumer Loan
What You Need
- Be a Latino CU member
- Provide proof of income
- For self-employed individuals, at least one year of tax returns
- At least one year of credit history for loans over $500
- Be resident of North Carolina
What You Get
- Maximum loan amount: $20,000 for individual or joint applicants ($500 without formal credit history*)
- Affordable loans available without credit history
- Minimum term of 6 months; maximum of 48 months
- No prepayment penalty
- Access your account online and do much more with our electronic services. Click here for details
We pay you back!
Through higher deposit rates and lower fees. Why wait? Experience the savings that only LCCU can provide.
