At Latino Community Credit Union, your protection matters to us. Maintaining active auto insurance is an important part of your loan, and we’re here to make that process as simple and stress-free as possible.
To support this, we partner with State National, a trusted insurance tracking provider, to help monitor required auto insurance coverage and notify members if information is missing or coverage has lapsed. If insurance information is missing, incomplete, or expires, you’ll receive notifications in advance so you can take action right away.
Our goal is to keep you informed, protected, and avoid unnecessary costs by helping you stay up to date.
Providing Proof of Insurance
Sending us your insurance policy declaration is quick and easy. You can take any of the following step:
• Visit the link provided in your insurance reminder email or text.
• Scan the QR Code in your insurance reminder letter.
• Upload to https://www.myloaninsurance.com/latinoccu
• Email latinoccu@myloaninsurance.com. (Note that this is an automated email account and only emails with file attachments in PDF, PNG, TIF, or JPG formats can be accepted.)
• Fax to 1-877-731-5079
• OR Mail to:
Latino Community Credit Union
Insurance Tracking Center
PO Box 924342
Fort Worth, TX 76124
Insurance Requirements
Your policy MUST include:
• Continuous insurance coverage with no lapses.
• Latino Community Credit Union named as lien holder or loss payee.
• Comprehensive and collision coverage (or physical damage) with deductibles.
Please Note: an Insurance ID card is NOT adequate evidence of the required physical damage insurance.
If valid insurance is not on file, force-placed insurance may be added to your loan. This would result in an additional $130.00 added to your monthly payment until acceptable proof of insurance is received.
We encourage you to update your insurance information as soon as possible to avoid this added cost.
Important Notifications You May Receive
If action is needed, you may receive a letter, email or text message notifications from State National. These messages are legitimate and part of our insurance monitoring process.
All notifications will include a secure link and instructions to MyLoanInsurance.com, an online portal that you will be able to identify with the LCCU logo, and where you can quickly review your situation, upload proof of insurance, get online chat support and access to a custom library of 32 videos, designed to guide you through resolving them quickly.
By keeping your insurance information current, you help ensure uninterrupted coverage and peace of mind throughout the life of your loan.
If you have questions or need additional support, contact (866) 557-6027, we are always here to help.