Whether you find yourself in a bind, or just want to finish an important project, we’ll lend you a hand.
Line of Credit
What You Need:
- Be a Latino Community Credit Union member
- Provide proof of income
- For self-employed individuals, at least one year of tax returns
- At least one year of credit history
What You Get:
- Maximum loan amount: $15,000 for individual applicants; $20,000 for joint applicants
- Access your account online and do much more with our online services. Click here for details
The Fine Print
The important details
- Amount approved will be based on credit history and ability to pay
- Late Payment Fee: $6
- Returned Payment Fee: $5
Consumer Loan
What You Need
- Be a Latino CU member
- Provide proof of income
- For self-employed individuals, at least one year of tax returns
- At least one year of credit history for loans over $500
What You Get
- Maximum loan amount: $15,000 for individual applicants; $20,000 for joint applicants ($500 without formal credit history*)
- Affordable loans available without credit history
- Minimum term of 6 months; maximum of 48 months
- No prepayment penalty
- Access your account online and do much more with our electronic services. Click here for details
The Fine Print
The important details
- *Copy of (1) account under your name for the previous six (6) months
- Amount approved will be based on credit history and ability to pay
- Late Payment Fee: $6
- Returned Payment Fee: $5
We pay you back!
Through higher deposit rates and lower fees. Why wait? Experience the savings that only LCCU can provide.