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Access Your FICO® Score

FICO® Score Available to Members with Loan Products

For your financial security, it’s a good idea to review your FICO® Score regularly and watch for any unexpected changes. As a Latino Community Credit Union member with a loan product, you can check your FICO® Score for free through the LatinoConnect Mobile App or LatinoConnect Online.

Checking your score does not impact your credit, no matter how often you view it. We believe providing easy access to your credit information helps you stay informed, confident, and in control of your financial health.

Not Enrolled in LatinoConnect?

If you have a loan product with Latino Community Credit Union but are not enrolled in LatinoConnect, enroll now to gain free access to your FICO® Score and other convenient online services tools.

How to View Your FICO® Score

If you have a loan product with Latino Community Credit Union, follow these steps to access your FICO® Score:

  1. Log in to LatinoConnect Online or the LatinoConnect LCCU Mobile App.
  2. From your dashboard, locate the blue FICO® SCORE icon and select View Your FICO® Score.
  3. If this is your first time accessing your score, you will be prompted to accept the Terms and Conditions.
  4. Select Continue to view your FICO® Score.

Frequently Asked Questions

A FICO® Score is a credit score calculated using information from your credit report. It is based on five main factors: payment history (35%), amounts owed (30%), length of credit history (15%), new credit (10%), and credit mix (10%). Both positive and negative credit activity are considered. Learn more about FICO® Scores here.

FICO® Scores are currently available only to Latino Community Credit Union members who have an active loan product, such as a credit card, auto loan, or mortgage. If you do not have a loan product, your FICO® Score will not be available on LatinoConnect at this time.

Latino Community Credit Union accesses FICO® Scores as part of the loan credit review process. We partner with FICO and Equifax, one of the major credit reporting agencies, to provide this service to eligible members.

Your score may be unavailable for several reasons. We recommend reviewing the educational guides provided by FICO® for more details or contact credit bureau directly for assistance.

There are multiple credit scoring models used across the industry. The FICO® Score provided by Latino Community Credit Union is based on data from Equifax using the FICO® Score 8 model, which has a score range of 300–850. Scores from other sources may differ due to different credit bureaus, scoring models, or calculation dates. Learn more about FICO® Scores versions here.

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