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Next Generation Term Certificate

The high costs of alternative financial services keep many hardworking families from investing in their children’s health and education. LCCU has helped thousands of individuals enter the financial mainstream and access new economic opportunities.

Go Local

  • Earn a great interest rate while helping local families invest in their children’s future
  • Keep your money circulating in and benefiting your community
  • Support loans that help families avoid predatory lenders, create credit histories, and invest in the well-being of their families


What You Need:

  • $500 minimum initial deposit
  • Be a Latino Credit Union member


What You Get:

  • Above average interest rates
  • Fixed rates depending on term: 6, 12, 18, 24, 36, 48 or 60 months
  • Option to receive e-statements
  • Your money is safe and federally insured up to $250,000 by NCUA
  • Access your account online and do much more with our electronic services. Click here for more details
  • If funds are withdrawn from your STC before the maturity date, an early withdrawal penalty may be charged. The penalty equals 90 days’ interest on the principal amount or the actual interest earned, whichever is less. The early withdrawal penalty for accounts with maturities greater than two years will be the lesser of total interest earned or 180 days of interest.
  • Interest accrues daily, but is not compounded
Learn More
Join today
and enjoy our competitive rates!