Good Homes Vibrant Communities Term Certificates

Homeownership is a key way for families to build and transfer wealth across generations. LCCU has helped thousands of individuals enter the financial mainstream and access new economic opportunities.

Go Local:

Earn a great interest rate while helping local families achieve the American Dream of homeownership
Keep your money circulating in and benefiting your community
Support loans that help families access and afford the purchase of their first home

What You Need:

$500 minimum initial deposit
Be a Latino Credit Union member

What You Get:

Above-average interest rates
Fixed rates depending on term: 6, 12, 18, 24, 36, 48 or 60 months
Option to receive e-statements
Your money is safe and federally insured up to $250,000 by NCUA
Access your account online and do much more with our electronic services. Click here for more details

The Fine Print

The important details

If funds are withdrawn from your STC before the maturity date, an early withdrawal penalty may be charged. The penalty equals 90 days’ interest on the principal amount or the actual interest earned, whichever is less. The early withdrawal penalty for accounts with maturities greater than two years will be the lesser of total interest earned or 180 days of interest.
Interest accrues daily, but is not compounded

Join today

and enjoy our competitive rates!