Simplify your life while you make purchases with no annual fees.
What You Need:
- Be a Latino Community Credit Union member
- Proof of income and at least one year of credit history
- For self-employed individuals, at least one year of tax returns
What You Get:
- No Annual Maintenance Fee
- No Over-the-Limit Fee
- No Cash Advance Fee
- Grace period for purchases if balance is paid in full each month
- No Penalty Interest Rate if you make a late payment
- Zero liability with fraudulent transactions
- ID Navigator Powered by NortonLifeLock
- Access your account online and do much more with our online services. Click here for details
Credit Cards 3
| APR | Maximum APR | |
|---|---|---|
| VISA® Secured | 11.75% | 18.00% |
| VISA® Credit Card | 16.75% | 18.00% |
How to Make a Payment to Your LCCU Credit Card on LatinoConnect
Follow these steps to manage your credit card payments anytime, anywhere:
- Log in to your LCCU mobile app.
- Access your credit card under the Loans & Credit section.
- Navigate to Card Services and scroll down to select “Make a Payment.”
- Choose the account to transfer funds from and select your payment option amount.
- Review and confirm the payment.
Whether you want to pay the minimum amount, full balance, or a custom amount, it’s quick and easy!
How to Activate Your LCCU Card on LatinoConnect
Stay in control of your finances by activating your card safely and securely. You can activate your credit card by calling the number listed on the sticker label 1 (800) 631-3197 OR through your mobile app.
- Log in to your LCCU mobile app with your username and password.
- Access your checking account under “Accounts.”
- Navigate to “Card Services” and select the card you wish to activate.
- Confirm your card details (full card number, name on card, expiration date, and security code).
- Complete the activation and call 1-888-886-0083 to set your new PIN.
Activating your card is quick and easy—get started today!
Block or Report a Lost or Stolen Credit Card
Have you lost your card or suspect it’s been stolen? Don’t worry! Follow these steps to quickly block your card in case of an emergency and keep your accounts secure:
- Log in to your LCCU mobile app.
- Access your credit card under the Loans & Credit section.
- Navigate to Card Services and scroll down to the “Card Lock” feature.
- Toggle the Lock on to instantly block your card, and switch it off to unlock it for use.
- If needed, scroll down to the “Report Card Lost/Stolen”.
- Confirm the details of your report and click Submit.
After submitting your report, you’ll receive confirmation that a replacement card will be sent to your registered address within7-10 business days.
We pay you back!
Through higher deposit rates and lower fees. Why wait? Experience the savings that only LCCU can provide.
