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Credit Cards

Simplify your life while you make purchases with no annual fees.

What You Need:

  • Be a Latino Community Credit Union member
  • Proof of income and at least one year of credit history
  • For self-employed individuals, at least one year of tax returns

What You Get:

  • No Annual Maintenance Fee
  • No Over-the-Limit Fee
  • No Cash Advance Fee
  • Grace period for purchases if balance is paid in full each month
  • No Penalty Interest Rate if you make a late payment
  • Zero liability with fraudulent transactions
  • ID Navigator Powered by NortonLifeLock
  • Access your account online and do much more with our online services. Click here for details

Credit Cards 3

APR Maximum APR
VISA® Secured 12.00% 18.00%
VISA® Credit Card 17.00% 18.00%

How to Make a Payment to Your LCCU Credit Card on LatinoConnect

Follow these steps to manage your credit card payments anytime, anywhere:

  1. Log in to your LCCU mobile app.
  2. Access your credit card under the Loans & Credit section.
  3. Navigate to Card Services and scroll down to select “Make a Payment.”
  4. Choose the account to transfer funds from and select your payment option amount.
  5. Review and confirm the payment.

 

Whether you want to pay the minimum amount, full balance, or a custom amount, it’s quick and easy!

How to Activate Your LCCU Card on LatinoConnect

Stay in control of your finances by activating your card safely and securely. You can activate your credit card by calling the number listed on the sticker label 1 (800) 631-3197 OR through your mobile app. 

  1. Log in to your LCCU mobile app with your username and password.
  2. Access your checking account under “Accounts.”
  3. Navigate to “Card Services” and select the card you wish to activate.
  4. Confirm your card details (full card number, name on card, expiration date, and security code).
  5. Complete the activation and call 1-888-886-0083 to set your new PIN.

 

Activating your card is quick and easy—get started today!

  • Late Payment Fee: $10
  • Returned Payment Fee: $5
  • Late payments, non-medical collection items, and adverse reporting on your credit history may affect your approval
  • Cardholder Disclosure & Agreement

We pay you back!

Through higher deposit rates and lower fees. Why wait? Experience the savings that only LCCU can provide.

Join today
and enjoy our competitive rates!