Stay in control of your payments with LCCU’s convenient, flexible loan payment options. Whether you’re looking for a fee-free solution or the fastest way to pay, we have the perfect choice for you. Explore our options below to find the one that best fits your needs.
Transfer from Your LCCU Account
Quickly and easily transfer funds from your LCCU savings or checking account to make a loan payment free of charge.
How to Make a Transfer to your Loan:
- Login to LatinoConnect online or mobile app.
- Once logged in, click on the loan you wish to pay.
- Select Make Payment
- Under New Transfers, select the LCCU account you’re transferring funds from.
- Then, choose the Loan you’re making a payment to.
- Input the amount you wish to Pay.
- Select a timeframe for your transfer. You can choose to have it completed immediately or schedule it for a later date.
- When ready, click Review.
- If everything looks correct, click Confirm to submit your transfer.
- You’ll see a confirmation screen and the payment will be applied to your loan.
External Financial Institution Transfer
Set up a transfer from an account at another financial institution for a seamless, fee-free loan payment experience free of charge.
How to Set Up an External Account:
- Login to LatinoConnect online or mobile app.
- Once logged in, tap on Transfer.
- On the transfer page, choose Add an External Account.
- From the External Account screen, select a financial institution from the options.
- Enter the Routing Number and Account Number.
- Optionally, label the account with a Nickname to help you identify it.
- Next, select the Account Type—choose between Checking, Savings, or Loan – and click Connect.
- You will see a confirmation that your request to add an external account has been accepted.
- In up to 3 days, two small deposits will appear in your external account.You will need those two deposit amounts to verify the external account on LatinoConnect.
- When you’re ready, return to LatinoConnect and click on Transfer.
- Click Manage External Account and select the external account you recently added.
- Proceed to Verify Account by imputing the Deposit Amounts from the two deposits.
- Click Verify to complete the process.
- If the two amounts are confirmed, your external account will be added to LatinoConnect.
Make a loan payment using your external account:
- Login to LatinoConnect online or mobile app.
- Once logged in, click on the loan you wish to pay.
- Select Make Payment
- From the drop-down menu choose the external account you’re making a payment
- Input the amount you wish to Pay.
- Select a timeframe for your transfer. You can choose to have it completed immediately or schedule it for a later date.
- When ready, click Review.
- If everything looks correct, click Confirm to submit your transfer.
- You’ll see a confirmation screen and the payment will be applied to your loan. Note: The draft from your external financial institution might take up several days to post.
External Debit Card Payment
Make a loan payment using an external debit card for added convenience. Note: A $3.95 processing fee will apply.
How to Pay with a Debit Card:
- Login to LatinoConnect online or mobile app.
- Once logged in, you will need your member number, which can be found under details on your membership share or checking account.
- Copy your member number and return to your dashboard.
- Click on the “Loan Payment by Debit Card” image from Dashboard.
- Paste or Enter your Member ID (7 digits) and the last 4 digits of your SSN or ITIN.
- When ready, click Search and Select the loan you wish to pay.
- Enter your First Name, Last Name, Zip Code, and Email.
- Under Payment Components, verify your loan details.
- Choose to pay the suggested amount due or enter a different amount you wish to pay.
- Under Payment Date, select if you want to make the payment now or schedule it for later.
- Choose your payment method: You can use any Visa or Mastercard debit card from any institution or select Venmo or Google Pay.
- Enter your card details and click Continue when ready.
- Confirm your payment details, then Review the Payment Authorization Terms by checking the box to continue.
- Click Pay to complete your payment.
- You will see a confirmation screen that your payment has been accepted and You will receive an email receipt confirming the payment.
Wire Transfer Your Payment
Send a wire transfer from another financial institution directly to your LCCU account for secure and timely loan payments. Note: Fees may apply. Please check with your external financial institution for their wire transfer fees.
Receiving a Wire Transfer:
- 1. Contact your external bank to initiate the wire transfer.
- 2. Provide your LCCU details to your external bank.
- 3. Receiving Financial Institution Information:
Latino Community Credit Union
Transit/Routing number: 053185503
PO Box 14647
Durham, NC 27709
- 4. Beneficiary Information:
Name (as it appears on your LCCU account)
Your LCCU account or loan information
Your address
- 5. Complete the transaction through you’re your external financial institution process.
Make a Payment from Wire Transfer
- 1. If your Wire transfer was sent to your LCCU account. Login to LatinoConnect online or mobile app
- 2. Select”Transfers” from the main menu.
- 3. Choose yourLCCU account as the source, and your loan account as the destination.
- 4. Enter thepayment amount and select Transfer.
- 5. Confirm your payment details and complete your payment.
Get Started Today!
You can also make your loan payments at any of our branches or by calling our Member Service Center. Explore each of these options and choose the one that best fits your schedule.
