Payments

Manage your loan payments anytime, anywhere.

Stay in control of your loan payments with LCCU’s convenient and flexible options. Whether you prefer a fee-free method or a faster way to pay, we offer solutions designed to fit your needs. Explore the options below to choose the one that works best for you.

Choose How You’d Like to Pay Your Loan

We offer multiple ways to make your loan payment — choose the option that works best for you.

Pay from Your LCCU Account

No fee. Fast and easy through LatinoConnect. You can transfer funds from your LCCU checking or savings account to make your loan payment at no cost.

How to Make a Transfer to your Loan:

Login to LatinoConnect online or mobile app.
Once logged in, click on the loan you wish to pay.
Select Make Payment
Under New Transfers, select the LCCU account you're transferring funds from.
Then, choose the Loan you’re making a payment to.
Input the amount you wish to Pay.
Select a timeframe for your transfer. You can choose to have it completed immediately or schedule it for a later date.
When ready, click Review.
If everything looks correct, click Confirm to submit your transfer.
You'll see a confirmation screen and the payment will be applied to your loan.

Pay from an External Account

Free. Requires account verification. You can link an external financial institution account in LatinoConnect and use it to make your loan payment.

How to Set Up an External Account:

Login to LatinoConnect online or mobile app.
Once logged in, tap on Transfer. 
On the transfer page, choose Add an External Account then, click Input Manually. 
From the External Account screen, select a financial institution from the options. 
Enter the Routing Number and Account Number. 
Optionally, label the account with a Nickname to help you identify it. 
Next, select the Account Type—choose between Checking, Savings, or Loan – and click Connect. 
You will see a confirmation that your request to add an external account has been accepted.
In up to 3 days, two small deposits will appear in your external account. You will need those two deposit amounts to verify the external account on LatinoConnect. 
When you’re ready, return to LatinoConnect and click on Transfer. 
Click Manage External Account and select the external account you recently added. 
Proceed to Verify Account by imputing the Deposit Amounts from the two deposits. 
Click Verify to complete the process. 
If the two amounts are confirmed, your external account will be added to LatinoConnect.

Make a loan payment using your external account:

Login to LatinoConnect online or mobile app.
Once logged in, click on the loan you wish to pay.
Select Make Payment 
From the drop-down menu choose the external account you're making a payment from. 
Input the amount you wish to Pay. 
Select a timeframe for your transfer. You can choose to have it completed immediately or schedule it for a later date. 
When ready, click Review. 
If everything looks correct, click Confirm to submit your transfer. 
You'll see a confirmation screen and the payment will be applied to your loan. (The draft from your external financial institution might take up several days to post)

Pay with a Debit Card

Fast and convenient. $3.95 processing fee applies. You may use a debit card (Visa or Mastercard), Google Pay, or Venmo to make a payment.

A processing fee of $3.95 applies per transaction.

How to Pay with a Debit Card:

Login to LatinoConnect online or mobile app.
Once logged in, you will need your member number, which can be found under details on your membership share or checking account. 
Copy your member number and return to your dashboard.
Click on the "Loan Payment by Debit Card" image from Dashboard. 
Paste or Enter your Member ID (7 digits) and the last 4 digits of your SSN or ITIN. 
When ready, click Search and Select the loan you wish to pay. 
Enter your First Name, Last Name, Zip Code, and Email. 
Under Payment Components, verify your loan details. 
Choose to pay the suggested amount due or enter a different amount you wish to pay. 
Under Payment Date, select if you want to make the payment now or schedule it for later. 
Choose your payment method: You can use any Visa or Mastercard debit card from any institution or select Venmo or Google Pay. 
Enter your card details and click Continue when ready. 
Confirm your payment details, then Review the Payment Authorization Terms by checking the box to continue. 
Click Pay to complete your payment.
You will see a confirmation screen that your payment has been accepted and You will receive an email receipt confirming the payment.

Pay via Wire Transfer

For larger or time-sensitive payments, you may send a wire transfer from another financial institution to your LCCU account. Once the funds are received, they can be applied to your loan.

Receiving a Wire Transfer:

1. Contact your external bank to initiate the wire transfer.
2. Provide your LCCU details to your external bank.
3. Receiving Financial Institution Information:

Latino Community Credit Union
Transit/Routing number: 053185503
PO Box 14647
Durham, NC 27709

4. Beneficiary Information:

Name (as it appears on your LCCU account)
Your LCCU account or loan information
Your address

5. Complete the transaction through you’re your external financial institution process.

Make a Payment from Wire Transfer

1. If your Wire transfer was sent to your LCCU account. Login to LatinoConnect online or mobile app
2. Select"Transfers" from the main menu.
3. Choose yourLCCU account as the source, and your loan account as the destination.
4. Enter thepayment amount and select Transfer.
5. Confirm your payment details and complete your payment.

Get Started Today!

You can also make your loan payments at any of our branches or by calling our Member Service Center. Explore each of these options and choose the one that best fits your schedule.

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