Business Share Term Certificates
Put your business savings to work with guaranteed, higher‑yield earnings. Our Business Share Certificates offer fixed dividend rates, predictable returns, and flexible term options, making them a smart way to grow funds you don’t need immediate access to. Whether you’re planning future expenses, building reserves, or maximizing long‑term savings, your money is secure and earning more for your business.
What You Need:
Become a Latino Community Credit Union business member
Business documentation (such as Articles of Incorporation or Organization, Partnership Agreement, or Assumed Business Name document)
Valid identification for all authorized signers
Minimum opening deposit of $500.00 for Regular STC or $100,000 for Jumbo STC
Employer Identification Number (EIN) or Social Security Number for sole proprietors
Proof of business address (if applicable)
What You Get:
Fixed rates depending on term: 6, 12, 18, 24, 36, 48, or 60 months
Higher returns compared to traditional savings accounts
Automatic renewal options to keep your savings growing
Predictable earnings that help with future planning and budgeting
Deposits are federally insured up to $250,000 by NCUA
Option to receive e-statements
Access your account online and do much more with our online services such as monitor balances and transfer money anytime. Click here for details
