Transfers

Send or receive money seamlessly and securely with our comprehensive transfer options. Whether you need to move money between your LCCU accounts, send funds to others, link external accounts, or make wire transfers, LatinoConnect makes it simple and efficient.

Move money between your LCCU accounts

Transfer money between your checking, savings, or loan accounts with ease.

How to Make a Transfer:

Login to LatinoConnect online or mobile app.
Once logged in, click on Transfer.
From the transfer screen, click Transfer Between Accounts.
Under New Transfers, select the LCCU account you’re transferring funds from.
Then, choose the LCCU account you’re moving funds to.
Input the amount you wish to transfer.
Select a timeframe for your transfer. You can choose to have it completed immediately or schedule it for a later date.
When ready, click Review.
If everything looks correct, click Confirm to submit your transfer.
You’ll see a confirmation screen.

Make a transfer between members

Send money to other LCCU members instantly for shared expenses, gifts, or repayments.

Set up your personal member code:

Login to LatinoConnect online or mobile app.
Once logged in, tap on Transfer.
Select Add a Member-to-Member Account.
From the Member-to-Member Accounts screen, click on Create Code.
Click on the Accept & Continue button after reading the Terms and Conditions.  
Proceed to select the Account where you would like to receive your funds. 
Then create your Member to Member Code, by following the system requirements listed below the text field. 
When ready, click on Create Code.
Once you have successfully created your code, you can provide it to other members for an easy transfer to your account.

Connect with another member:

On LatinoConnect, tap on Transfer.
Select Add a Member-to-Member Account.
From the Member-to-Member Accounts screen, click on Add Account.
Choose between adding the other Member’s Account Number or their Member Code.
If you have the member’s account number, simply add their Last Name, Account Number, assign a Nickname, and choose the Account Type.
If you have the other member’s M2M code, simply enter the code they provided you with and assign the Account Nickname.
Click Add Account when ready.

Make a transfer to another member:

On LatinoConnect, tap on Transfer.
Then choose Transfer Between Accounts.
Select the account from which you wish to send funds.
Then select the member account that you want to make a transfer to.  
Proceed to specify the dollar amount, and a time frame for your transfer. 
Click the button below to review your details and then click on the Confirm button to finalize your transfer.
You will see a confirmation screen and the other member will receive your funds transfer.

Make a Person-to-Person Transfer (P2P)

Facilitate instant money transfers to individuals for shared expenses, gifts, or repayments.

How to Get Started to Make a P2P:

Login to LatinoConnect online or mobile app.
Once logged in, click on Transfer.
Select Pay a Person.
Choose the account you wish to transfer from.
Click Add New Contact.
Fill in the new contact’s name, email address or phone number.
Click Add Contact.
Click Close after contact has been created successfully.

How to Make a P2P:

Login to LatinoConnect online or mobile app.
Once logged in, click on Transfer.
Select Pay a Person.
Select a person from your saved contact.
Enter the amount to be sent.
Select the date for the transfer.
Toggle the Auto Pay On only for recurring transfers and duration (Optional).
Click Continue.
Add a personal message.
Establish a question and answer to provide to the recipient.
Click Continue.
Check the box to be notified when payment is delivered.
Check the Acknowledgement and Term and Conditions boxes.
Click Submit.
Click Close after receiving the confirmation of Success.

NOTE: Please note that P2P works in 2 ways: via ACH and Debit Card. The ONLY way money will be instantly available is if both (sender & recipient) select a debit card as the method to receive the funds.

Move Money between financial institutions

Link accounts from other financial institutions to simplify fund transfers to your other accounts or non LCCU members.

How to Set Up an External Account:

Login to LatinoConnect online or mobile app.
Once logged in, tap on Transfer.
On the transfer page, choose Add an External Account.
From the External Account screen, select a financial institution from the options.
Enter the Routing Number and Account Number.
Optionally, label the account with a Nickname to help you identify it.
Next, select the Account Type, choose between Checking, Savings, or Loan.
Then click Connect.
You will see confirmation that your request to add an external account has been accepted.
In up to 3 days, two small deposits will appear in your external account. You will need those two deposit amounts to verify the external account on LatinoConnect.
When you’re ready, return to LatinoConnect and click on Transfer.
Click Manage External Account and select the external account you recently added.
Proceed to Verify Account by imputing the Deposit Amounts from the two deposits.
Click Verify to complete the process.
If the two amounts are confirmed, your external account will be added to LatinoConnect.

Move money between external accounts:

From LatinoConnect, click on Transfer.
Then choose Transfer Between Accounts.
From the drop-down menu choose the external account from or to which you are making a funds transfer to.
Input the amount.
Select a timeframe for your transfer. You can choose to have it completed immediately or schedule it for a later date.
When ready, click Review.
If everything looks correct, click Confirm to submit your transfer.
You’ll see a confirmation screen that your transfer with an external account is being processed. Note: The draft from your external financial institution might take up to several days to post.

Wire Transfer

Send a wire or receive a wire transfer from another financial institution anywhere in the world directly to your LCCU account. Note: Fees may apply. Please check with your external financial institution for their wire transfer fees.

When Receiving a Wire Transfer:

Provide your LCCU details to the sender.

Your Financial Institution Information
Latino Community Credit Union
Transit/Routing number: 053185503
PO Box 14647
Durham, NC 27709
Your Member Information
Name (as it appears on your LCCU account)
Your LCCU account information
Your address

Confirm the transaction has been completed with the sender.

When Sending a Wire Transfer

From LatinoConnect, Select Transfers from the bottom menu.
On the transfer screen, select One-Time Wire.
Choose the account you’re transferring funds from.
Enter the beneficiary’s external account information and contact information.
When completed, click Review to confirm that all details are correct.
A 10-dollar fee will be applied to send a wire.
Click Submit to send your wire.

Get Started Today!

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