Make sure that your transactions are covered.
Latino Credit Union offers Overdraft Protection to help you avoid high fees and problems associated with “bounced checks” (when you spend more money than you have available in your checking account). You can select another account to be used for automatic transfer in the event funds are not available in your checking account to pay an item. Members are charged for each transfer ($2 per occurrence).
Sign up at the branch, or online through Latino DirectNet.