Wire Transfers

A faster and safer way to send money, directly to the financial institution of your choice.

Sending a Wire

Take advantage of a faster and easier way to send money anywhere in the US or abroad. Wires are transmitted Monday-Friday 9:00am-5:00pm Eastern Time, with the exception of holiday closings. For a wire transfer to be transmitted the same business day, the wire must be received by the Credit Union on or before the following cut off times: Domestic Wires – 4:30pm Eastern Time, International Wires – 3:00pm Eastern Time.

Information Needed to Send a Domestic Wire Transfer

  • ABA/Routing number of the receiving bank
  • Name/address/phone number of the receiving bank
  • Recipient’s bank account number
  • Recipient’s name (as listed on the account)
  • Recipient’s address (as listed on the account)

 

Information Needed to Send an International Wire Transfer

  • The full name and address of the recipient’s bank
  • The recipient’s name, address, and account name (savings, checking, money market, etc)
  • The recipient’s account number, or International Bank Account Number (IBAN)
  • The recipient’s bank’s SWIFT/BIC code

*If you are currently residing outside the US and wish to send an international wire transfer, please complete this form.

Receiving a Wire

With no receiving fees, our wire deposits can be placed directly into the LCCU account that the sender designates. Below is all the information that will be requested by the institution initiating the transfer:

Receiving an Incoming Domestic Wire Transfer

Receiving Financial Institution

State Employees’ Credit Union
Transit/Routing number: 253177049
1000 Wade Avenue
Raleigh, NC 27605

 

Beneficiary

Member’s Name (as it appears on his or her account)
Member’s account number
Member’s address

 

Receiving an Incoming International Wire Transfer

Receiving Financial Institution

State Employees’ Credit Union
Routing transit number: 253177049
Non-monetary Swift: SMCUUS31 (optional)
1000 Wade Avenue
Raleigh, NC 27605

 

Beneficiary

Member’s name (as it appears on his or her account)
Member’s account number
Member’s address

Important to keep in mind:

  • There is a $10 domestic wire transfer fee
  • There is a $25 international wire transfer fee
  • Recurring wire requests may be submitted online via Online Access
  • Funds are disbursed as directed by sender
  • For multiple wires to the same destination, a recurring number can expedite the process. Request a recurring number at your local branch