{"id":22332,"date":"2026-05-01T13:30:36","date_gmt":"2026-05-01T13:30:36","guid":{"rendered":"https:\/\/latinoccu.org\/?p=22332"},"modified":"2026-05-01T23:45:23","modified_gmt":"2026-05-01T23:45:23","slug":"checking-account-fees-are-changing-here-is-how-to-keep-yours-fee-free","status":"publish","type":"post","link":"https:\/\/latinoccu.org\/es\/checking-account-fees-are-changing-here-is-how-to-keep-yours-fee-free\/","title":{"rendered":"Mantener tu cuenta de cheques gratuita en La Cooperativa Latina es f\u00e1cil. Esto es lo que necesitas saber"},"content":{"rendered":"
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Entendemos que los cargos importan y queremos hacerlo f\u00e1cil para que nuestros socios disfruten de su cuenta de cheques\u00a0libres de cargos<\/strong>. T\u00fa puedes beneficiarte autom\u00e1ticamente de una cuenta gratuita,\u00a0si cumples con uno de los siguientes requisitos cada mes:<\/strong>:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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  1. \n
    Mant\u00e9n un saldo promedio diario: <\/strong>Mant\u00e9n un saldo promedio diario\u00a0de\u00a0$500\u00a0en tu cuenta corriente.<\/h5>\n<\/li>\n
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    Mant\u00e9n un saldo promedio combinado:<\/strong> Maintain a combined average balance of at least $1,500 across all qualifying shares including Regular Savings, Money Market, Share Term Certificate (STC), and Retirement Account (IRA) and Holiday Share.\u00a0<\/h5>\n<\/li>\n
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    Programa tu dep\u00f3sito directo: <\/strong>Recibe al menos un dep\u00f3sito directo de $500 o m\u00e1s en tu cuenta corriente cada mes.\u00a0<\/h5>\n<\/li>\n
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    Utiliza tu tarjeta de d\u00e9bito: <\/strong>Make at least 15 debit card purchases per month, either in person or online.\u00a0<\/h5>\n<\/li>\n<\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    Nuestro objetivo es ofrecerte opciones flexibles para que puedas elegir la que mejor se adapte a tus necesidades.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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    Si tienes alguna pregunta, nuestro equipo est\u00e1 a tu disposici\u00f3n para ayudarte.\u00a0<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    \n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\u00bfPor qu\u00e9 LCCU aumenta el cargo mensual de mantenimiento?\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t
    \n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/i>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/i>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t
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    Esta actualizaci\u00f3n nos permite reinvertir en nuestros socios y en la comunidad, al tiempo que seguimos recompensando el uso activo de las cuentas y el crecimiento financiero a largo plazo.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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    \n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/i>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/i>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t
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    Si no re\u00fanes alguno de los requisitos, el cargo mensual ser\u00e1 de 5 d\u00f3lares.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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    \n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\u00bfTengo que registrarme para evitar el cargo?\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t
    \n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/i>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/i>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t
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    No es necesario hacer nada. No tienes que registrarte. Cada mes, nuestro sistema basado en la actividad de tu cuenta, eliminar\u00e1 autom\u00e1ticamente el cargo.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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    Si no se cumplen los requisitos en un mes determinado, se aplicar\u00e1 el cargo mensual de 5 d\u00f3lares, s\u00f3lo por ese mes. Podr\u00e1s volver a cumplir con alguno de los cuatro requisitos al mes siguiente y evitar el cargo.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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    \n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\u00bfEste cambio afectar\u00e1 la cuenta corriente para j\u00f3venes?\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t
    \n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/i>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/i>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t
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    No. La cuenta corriente para j\u00f3venes sigue siendo gratuita hasta los 18 a\u00f1os. A los 18 a\u00f1os, esta cuenta se convierte en una cuenta corriente regular, y los socios pueden mantener su cuenta libre de cargos cumpliendo con alguna de las opciones para evitar el cargo.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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    \n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\u00bfA qui\u00e9n puedo contactar si tengo preguntas?\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t
    \n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/i>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/i>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t
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    Los socios pueden ponerse en contacto con nuestro Centro de Servicio al Socio (MSC) llamando al (919) 595-1800 o visitar tu sucursal m\u00e1s cercana. Nuestro equipo est\u00e1 siempre a tu disposici\u00f3n para ayudarte y asesorarte sobre la opci\u00f3n que m\u00e1s te convenga.<\/p>

    Nuestro personal estar\u00e1 encantado de ayudarte a configurar tu dep\u00f3sito directo, revisar la actividad de tu cuenta y orientarte para que puedas tener una cuenta corriente libre de cargos.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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    \n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\u00bfCu\u00e1ndo se cobrar\u00e1 el cargo si no cumplo con los requisitos?\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t
    \n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/i>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/i>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t
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    El cargo mensual se cobrar\u00e1 el \u00faltimo d\u00eda de cada mes.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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    \n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/i>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/i>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t
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    Puedes consultar tu estado de cuenta mensual, a trav\u00e9s de LatinoConnect o poni\u00e9ndote en contacto con nosotros para obtener ayuda.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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    \n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/i>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/i>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t
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    Las cuentas conjuntas se eval\u00faan en funci\u00f3n de la actividad combinada de todos los titulares de la cuenta.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

    We understand that fees matter, and we want to make it easy for our members to enjoy\u00a0free checking. You will automatically qualify for a fee waiver when you\u00a0meet one of the following requirements each month: Keep an Average Daily Balance: Maintain an average daily\u00a0balance\u00a0of $500 in your checking account. Keep a Combined Average Balance: Maintain […]<\/p>\n","protected":false},"author":3,"featured_media":22333,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[2],"tags":[89,90,91,92,93],"class_list":["post-22332","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lccu-in-the-news","tag-checking","tag-checking-account","tag-cuenta-corriente","tag-fee","tag-waiver"],"acf":[],"yoast_head":"\nKeeping your checking account fee-free with LCCU is easy. Here\u2019s what you need to know. - latinoccu.org<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/latinoccu.org\/es\/checking-account-fees-are-changing-here-is-how-to-keep-yours-fee-free\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Keeping your checking account fee-free with LCCU is easy. Here\u2019s what you need to know. - latinoccu.org\" \/>\n<meta property=\"og:description\" content=\"We understand that fees matter, and we want to make it easy for our members to enjoy\u00a0free checking. You will automatically qualify for a fee waiver when you\u00a0meet one of the following requirements each month: Keep an Average Daily Balance: Maintain an average daily\u00a0balance\u00a0of $500 in your checking account. 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