{"id":22690,"date":"2026-05-01T17:28:35","date_gmt":"2026-05-01T17:28:35","guid":{"rendered":"https:\/\/latinoccu.org\/?page_id=22690"},"modified":"2026-05-05T14:45:28","modified_gmt":"2026-05-05T14:45:28","slug":"business-stc","status":"publish","type":"page","link":"https:\/\/latinoccu.org\/es\/products-and-services\/business-accounts\/business-stc\/","title":{"rendered":"Certificados a plazo para negocio"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"22690\" class=\"elementor elementor-22690\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b44a1fb e-flex e-con-boxed e-con e-parent\" data-id=\"b44a1fb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-195e3b7 elementor-widget elementor-widget-text-editor\" data-id=\"195e3b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\">Incrementa los ahorros de tu negocio con rendimientos garantizados y m\u00e1s altos. Nuestros certificados a plazo para negocios ofrecen tasas de dividendo fijas, rendimientos predecibles y plazos flexibles, lo que los convierte en una forma inteligente de hacer crecer los fondos a los que no necesitas acceder de manera inmediata. Ya sea que estes planeando gastos futuros, creando reservas o maximizando tus ahorros a largo plazo, tu dinero estar\u00e1 seguro y ganando m\u00e1s para tu negocio.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76c3bb7 elementor-widget elementor-widget-text-editor\" data-id=\"76c3bb7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>Lo que necesitas:<\/h3><ul><li><p>Hacerte socio de negocio de la Cooperativa Latina<\/p><\/li><li><p>La documentaci\u00f3n de tu negocio (por ejemplo, los art\u00edculos de incorporaci\u00f3n u organizaci\u00f3n, el acuerdo de sociedad o el nombre comercial asumido)<\/p><\/li><li><p>Documento de identidad v\u00e1lido de todos los firmantes autorizados<\/p><\/li><li><p>Dep\u00f3sito m\u00ednimo de apertura de $ 500.00 para los certificados regulares o $100,000 para los certificados Jumbo<\/p><\/li><li><p>N\u00famero de identificaci\u00f3n de empleador (EIN) o n\u00famero de Seguridad Social (SSN) o ITIN para negocios unipersonales<\/p><\/li><li><p>Prueba de direcci\u00f3n del negocio (si aplica)<\/p><\/li><\/ul><h3>Lo que recibes:<\/h3><ul><li><p>Tasas de inter\u00e9s fijas dependiendo del plazo: 6, 12, 18, 24, 36, 48 \u00f3 60 meses<\/p><\/li><li><p>Rendimientos m\u00e1s altos comparados con una cuenta de ahorros tradicional<\/p><\/li><li><p>Opciones de renovaci\u00f3n autom\u00e1tica para que tus ahorros sigan creciendo<\/p><\/li><li><p>Ganancias predecibles que ayudan con la planificaci\u00f3n y los presupuestos para el futuro<\/p><\/li><li><p>Dep\u00f3sitos asegurados federalmente hasta $250,000 por la NCUA<\/p><\/li><li><p>Opci\u00f3n de recibir estados de cuenta electr\u00f3nicos<\/p><\/li><li><p>Accede a tu cuenta en l\u00ednea y haz mucho m\u00e1s con nuestros servicios en l\u00ednea como monitorear tus saldos y transferir fondos en cualquier momento. <a href=\"https:\/\/latinoccu.org\/es\/products-and-services\/other-services\/electronic-services\/\">Haz clic aqu\u00ed<\/a> para m\u00e1s detalles.<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f8b2528 e-flex e-con-boxed e-con e-parent\" data-id=\"f8b2528\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bfaad47 elementor-widget elementor-widget-pp-advanced-accordion\" data-id=\"bfaad47\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;accordion_type&quot;:&quot;accordion&quot;,&quot;toggle_speed&quot;:300}\" data-widget_type=\"pp-advanced-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"pp-advanced-accordion pp-toggle-icon-align-right\" id=\"pp-advanced-accordion-bfaad47\" data-accordion-id=\"bfaad47\" role=\"tablist\">\n\t\t\t\t\t\t\t<div class=\"pp-accordion-item\">\n\t\t\t\t\t\t\t\t\t\t<div id=\"pp-accordion-tab-title-2001\" class=\"pp-accordion-tab-title\" tabindex=\"0\" data-tab=\"1\" role=\"tab\" aria-controls=\"pp-accordion-tab-content-2001\" aria-expanded=\"false\">\n\t\t\t\t\t\t<span class=\"pp-accordion-title-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"pp-accordion-title-text\">\n\t\t\t\t\t\t\t\tLa letra peque\u00f1a <div class=\"accord-sub\">Los detalles importantes<\/div>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"pp-accordion-toggle-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-close pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-angle-up\"><\/i>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-open pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-angle-down\"><\/i>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"pp-accordion-tab-content-2001\" class=\"pp-accordion-tab-content\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"pp-accordion-tab-title-2001\">\n\t\t\t\t\t\t<ul><li>Tarifas, otras condiciones o penalizaciones por retiro anticipado pueden reducir las ganancias.<\/li><li>Los tipos de inter\u00e9s, los dividendos y los rendimientos porcentuales anuales (APY) est\u00e1n sujetos a cambios diarios a discreci\u00f3n del consejo de directores.<\/li><\/ul><p><a class=\"accord-link\" href=\"\/es\/rules-regulations\/\">Conoce M\u00e1s<\/a><\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Put your business savings to work with guaranteed, higher\u2011yield earnings. Our Business Share Certificates offer fixed dividend rates, predictable returns, and flexible term options, making them a smart way to grow funds you don\u2019t need immediate access to. Whether you\u2019re planning future expenses, building reserves, or maximizing long\u2011term savings, your money is secure and earning [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":22691,"parent":21944,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"page-structure":[21],"sidebar-content":[74,95,27,94,96],"class_list":["post-22690","page","type-page","status-publish","has-post-thumbnail","hentry","page-structure-has-sidebar","sidebar-content-become-a-member-icon","sidebar-content-business-page-content","sidebar-content-rates","sidebar-content-remove-become-a-member-button","sidebar-content-view-fees"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Business Share Term Certificates - latinoccu.org<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/latinoccu.org\/es\/products-and-services\/business-accounts\/business-stc\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Business Share Term Certificates - latinoccu.org\" \/>\n<meta property=\"og:description\" content=\"Put your business savings to work with guaranteed, higher\u2011yield earnings. 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