{"id":22683,"date":"2026-05-01T14:04:48","date_gmt":"2026-05-01T14:04:48","guid":{"rendered":"https:\/\/latinoccu.org\/?page_id=22683"},"modified":"2026-05-05T14:44:38","modified_gmt":"2026-05-05T14:44:38","slug":"business-savings","status":"publish","type":"page","link":"https:\/\/latinoccu.org\/es\/products-and-services\/business-accounts\/business-savings\/","title":{"rendered":"Cuentas de ahorro para negocio"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"22683\" class=\"elementor elementor-22683\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c816eb1 e-flex e-con-boxed e-con e-parent\" data-id=\"c816eb1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8a6c2f1 elementor-widget elementor-widget-text-editor\" data-id=\"8a6c2f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\">Crea una base financiera s\u00f3lida para tu negocio con una cuenta de ahorro para negocio dise\u00f1ada para ayudarte a ahorrar con confianza y acceder a tus fondos cuando los necesites. Ya sea que est\u00e9s prepar\u00e1ndote para gastos futuros, fortaleciendo tus reservas, o simplemente buscando hacer crecer tu dinero de manera segura, esta cuenta te ofrece ahorros flexibles y seguros que se adaptan a las necesidades de tu negocio.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-86a172b elementor-widget elementor-widget-text-editor\" data-id=\"86a172b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>Lo que necesitas:<\/h3><ul><li><p>Hacerte socio de negocio de la Cooperativa Latina<\/p><\/li><li><p>La documentaci\u00f3n de tu negocio (por ejemplo, los art\u00edculos de incorporaci\u00f3n u organizaci\u00f3n, el acuerdo de sociedad o el nombre comercial asumido)<\/p><\/li><li><p>Documento de identidad v\u00e1lido de todos los firmantes autorizados<\/p><\/li><li><p>Dep\u00f3sito m\u00ednimo de apertura de $100.00<\/p><\/li><li><p>N\u00famero de identificaci\u00f3n de empleador (EIN) o n\u00famero de Seguridad Social (SSN) o ITIN para negocios unipersonales<\/p><\/li><li><p>Prueba de direcci\u00f3n del negocio (si aplica)<\/p><\/li><\/ul><h3>Lo que recibes:<\/h3><ul><li><p>Dividendos pagados sobre tu saldo<\/p><\/li><li><p>F\u00e1cil acceso a tus fondos para gastos inesperados o inversiones futuras<\/p><\/li><li><p>Accede a tu cuenta en l\u00ednea y haz mucho m\u00e1s con nuestros servicios en l\u00ednea como monitorear tus saldos y transferir fondos en cualquier momento. <a href=\"https:\/\/latinoccu.org\/es\/products-and-services\/other-services\/electronic-services\/\">Haz clic aqu\u00ed<\/a> para m\u00e1s detalles.<\/p><\/li><li><p>Una puerta de acceso a otros productos para tu negocio como cuentas de cheques, cuentas ahorromax y certificados a plazo<\/p><\/li><li><p>Dep\u00f3sitos asegurados federalmente hasta $250,000 por la NCUA<\/p><\/li><li><p>Opci\u00f3n de recibir estados de cuenta electr\u00f3nicos<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2fa55b8 e-flex e-con-boxed e-con e-parent\" data-id=\"2fa55b8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fc74a18 elementor-widget elementor-widget-pp-advanced-accordion\" data-id=\"fc74a18\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;accordion_type&quot;:&quot;accordion&quot;,&quot;toggle_speed&quot;:300}\" data-widget_type=\"pp-advanced-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"pp-advanced-accordion pp-toggle-icon-align-right\" id=\"pp-advanced-accordion-fc74a18\" data-accordion-id=\"fc74a18\" role=\"tablist\">\n\t\t\t\t\t\t\t<div class=\"pp-accordion-item\">\n\t\t\t\t\t\t\t\t\t\t<div id=\"pp-accordion-tab-title-2641\" class=\"pp-accordion-tab-title\" tabindex=\"0\" data-tab=\"1\" role=\"tab\" aria-controls=\"pp-accordion-tab-content-2641\" aria-expanded=\"false\">\n\t\t\t\t\t\t<span class=\"pp-accordion-title-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"pp-accordion-title-text\">\n\t\t\t\t\t\t\t\tLa letra peque\u00f1a <div class=\"accord-sub\">Los detalles importantes<\/div>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"pp-accordion-toggle-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-close pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-angle-up\"><\/i>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class='pp-accordion-toggle-icon-open pp-icon'>\n\t\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-angle-down\"><\/i>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"pp-accordion-tab-content-2641\" class=\"pp-accordion-tab-content\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"pp-accordion-tab-title-2641\">\n\t\t\t\t\t\t<ul><li>Debes mantener un saldo m\u00ednimo de $100 en tu cuenta de ahorros para evitar el cobro de una tarifa mensual de $10. Por favor visita nuestra p\u00e1gina de tarifas para ver una lista completa de las tarifas asociadas a este tipo de cuenta.<\/li><\/ul><p><a class=\"accord-link\" href=\"\/es\/rules-regulations\/\">Conoce M\u00e1s<\/a><\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Build a solid financial foundation for your business with a Business Savings account designed to help you save confidently and access your funds whenever you need them. Whether you&#8217;re preparing for future expenses, strengthening your reserves, or simply looking to grow your money safely, this account gives you flexible, secure savings that work for your [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":22684,"parent":21944,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"page-structure":[21],"sidebar-content":[74,95,27,94,96],"class_list":["post-22683","page","type-page","status-publish","has-post-thumbnail","hentry","page-structure-has-sidebar","sidebar-content-become-a-member-icon","sidebar-content-business-page-content","sidebar-content-rates","sidebar-content-remove-become-a-member-button","sidebar-content-view-fees"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Business Savings - latinoccu.org<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/latinoccu.org\/es\/products-and-services\/business-accounts\/business-savings\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Business Savings - latinoccu.org\" \/>\n<meta property=\"og:description\" content=\"Build a solid financial foundation for your business with a Business Savings account designed to help you save confidently and access your funds whenever you need them. 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