{"id":21965,"date":"2026-01-29T15:46:20","date_gmt":"2026-01-29T15:46:20","guid":{"rendered":"https:\/\/latinoccu.org\/?page_id=21965"},"modified":"2026-02-11T14:31:56","modified_gmt":"2026-02-11T14:31:56","slug":"access-your-fico-score","status":"publish","type":"page","link":"https:\/\/latinoccu.org\/es\/access-your-fico-score\/","title":{"rendered":"Obt\u00e9n tu FICO\u00ae Score"},"content":{"rendered":"
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FICO\u00ae Score disponible para socios con productos de pr\u00e9stamo<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Para tu seguridad financiera, es recomendable revisar tu FICO\u00ae Score con regularidad y estar atento a cualquier cambio inesperado. Como socio de la Cooperativa Latina con un pr\u00e9stamo, puedes consultar tu FICO\u00ae Score de forma gratuita a trav\u00e9s de la aplicaci\u00f3n m\u00f3vil LatinoConnect o LatinoConnect en l\u00ednea.<\/p>

Consultar tu puntuaci\u00f3n no afecta a tu cr\u00e9dito, independientemente de la frecuencia con la que la consultes. Creemos que facilitar el acceso a tu informaci\u00f3n crediticia te ayuda a mantenerte informado, seguro y en control de tu salud financiera.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\u00bfNo est\u00e1s inscrito en LatinoConnect?<\/strong><\/p>

Si tienes un pr\u00e9stamo con la Cooperativa Latina, pero no est\u00e1s inscrito en LatinoConnect, reg\u00edstrate ahora<\/a> para obtener acceso gratuito a tu FICO\u00ae Score y otras herramientas de servicios en l\u00ednea<\/a> convenientes.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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C\u00f3mo ver tu FICO\u00ae Score<\/strong><\/p>

Si tienes un pr\u00e9stamo con la Cooperativa Latina, sigue estos pasos para acceder a tu FICO\u00ae Score:<\/p>

  1. Inicia sesi\u00f3n<\/a> en LatinoConnect en l\u00ednea o en la Cooperativa Latina <\/strong>de la Cooperativa Latina.<\/li>
  2. En tu panel de inicio, busca el icono azul de FICO\u00ae Score y selecciona Ver tu FICO\u00ae Score.<\/li>
  3. Si es la primera vez que accedes a tu puntuaci\u00f3n, se te pedir\u00e1 que aceptes los t\u00e9rminos y condiciones.<\/li>
  4. Selecciona Continuar para ver tu FICO\u00ae Score.<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    Preguntas Frecuentes<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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    Tu FICO\u00ae Score es una puntuaci\u00f3n crediticia calculada a partir de la informaci\u00f3n de tu informe crediticio. Se basa en cinco factores principales: historial de pagos (35 %), importes adeudados (30 %), antig\u00fcedad del historial crediticio (15 %), cr\u00e9ditos nuevos (10 %) y combinaci\u00f3n de cr\u00e9ditos (10 %). Se tienen en cuenta tanto las actividades crediticias positivas como las negativas. Obtenga m\u00e1s informaci\u00f3n sobre la FICO\u00ae Score aqu\u00ed<\/a>.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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    El FICO\u00ae Score solo estar\u00e1 disponible para socios de la Cooperativa Latina, que tengan un producto de pr\u00e9stamo activo, como una tarjeta de cr\u00e9dito, un pr\u00e9stamo de auto o una hipoteca. Si no tienes un producto de pr\u00e9stamo, tu FICO\u00ae Score no estar\u00e1 disponible en LatinoConnect en este momento.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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    La Cooperativa Latina accede al FICO\u00ae Score como parte del proceso de revisi\u00f3n de cr\u00e9dito para pr\u00e9stamos. Nos asociamos con FICO<\/a> y Equifax<\/a>una de las principales agencias de informes crediticios, para ofrecer este servicio a los socios que cumplen los requisitos.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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    \n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/i>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/i>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t
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    Tu FICO\u00ae Score puede no estar disponible por varias razones. Te recomendamos que consultes las gu\u00edas educativas<\/a>\u00a0proporcionadas por FICO para obtener m\u00e1s detalles o que te pongas en\u00a0contacto<\/a>\u00a0directamente con la agencia de cr\u00e9dito para obtener ayuda.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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    \n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/i>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/i>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t
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    Existen m\u00faltiples modelos de puntuaci\u00f3n crediticia utilizados en la industria. El FICO\u00ae Score proporcionada por la Cooperativa Latina se basa en datos de Equifax utilizando el modelo FICO\u00ae Score 8, que tiene un rango de puntuaci\u00f3n de 300 a 850. Las puntuaciones de otras fuentes pueden diferir debido a las diferentes agencias de cr\u00e9dito, modelos de puntuaci\u00f3n o fechas de c\u00e1lculo. Obtenga m\u00e1s informaci\u00f3n sobre las versiones de FICO\u00ae Score aqu\u00ed<\/a>.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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    Explore nuestras opciones de pr\u00e9stamo y descubra c\u00f3mo podemos ayudarte a alcanzar tus objetivos financieros.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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    \n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tPr\u00e9stamos y cr\u00e9ditos<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

    FICO\u00ae Score Available to Members with Loan Products For your financial security, it\u2019s a good idea to review your FICO\u00ae Score regularly and watch for any unexpected changes. As a Latino Community Credit Union member with a loan product, you can check your FICO\u00ae Score for free through the LatinoConnect Mobile App or LatinoConnect Online. […]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"page-structure":[73],"sidebar-content":[],"class_list":["post-21965","page","type-page","status-publish","hentry","page-structure-no-featured-image"],"acf":[],"yoast_head":"\nAccess Your FICO\u00ae Score - latinoccu.org<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/latinoccu.org\/es\/access-your-fico-score\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Access Your FICO\u00ae Score - latinoccu.org\" \/>\n<meta property=\"og:description\" content=\"FICO\u00ae Score Available to Members with Loan Products For your financial security, it\u2019s a good idea to review your FICO\u00ae Score regularly and watch for any unexpected changes. As a Latino Community Credit Union member with a loan product, you can check your FICO\u00ae Score for free through the LatinoConnect Mobile App or LatinoConnect Online. 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