{"id":2023,"date":"2016-09-07T14:44:26","date_gmt":"2016-09-07T18:44:26","guid":{"rendered":"http:\/\/latinoccu.org\/?page_id=2023"},"modified":"2026-06-01T18:17:38","modified_gmt":"2026-06-01T18:17:38","slug":"compare-checking-accounts","status":"publish","type":"page","link":"https:\/\/latinoccu.org\/es\/products-and-services\/checking\/compare-checking-accounts\/","title":{"rendered":"Compara Cuentas de Cheques"},"content":{"rendered":"
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 <\/span><\/span><\/th>Descripci\u00f3n<\/span><\/span><\/th>Saldo M\u00ednimo\t<\/span><\/span><\/th>Tarifa<\/span><\/span><\/th>\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t\t\t
*Opciones para evitar el cargo de la tarifa de manejo mensual en la cuenta de cheques individual: Mant\u00e9n un m\u00ednimo de saldo promedio diario de $500.00 \u00f3 mant\u00e9n un saldo promedio combinado de al menos $1,500.00 en todas las cuentas que califican, incluyendo: cuenta de membres\u00eda, cuenta de ahorro regular, cuenta Ahorromax, certificado de dep\u00f3sito a plazo (STC), cuenta de jubilaci\u00f3n y cuenta de navidad, \u00f3 programa un dep\u00f3sito directo de $500 o m\u00e1s cada mes \u00f3 realiza por lo menos 15 compras al mes con la tarjeta d\u00e9bito.<\/span><\/span><\/td><\/tr>
**Opciones para evitar la tarifa de manejo mensual: Mantener un saldo promedio diario m\u00ednimo de $500.00, \u00f3 combinar con una cuenta de Ahorromax para negocios \u00f3 mantener un balance promedio diario combinado de $15,000 o m\u00e1s en todas las cuentas de negocio de la Cooperativa Latina. <\/span><\/span><\/td><\/tr>
***El saldo promedio diario se calcula sumando los balances finales de cada d\u00eda durante el per\u00edodo de aplicaci\u00f3n de la tarifa y dividiendo el resultado entre el n\u00famero de d\u00edas del mes. <\/span><\/span><\/td><\/tr>\t\t<\/tfoot>\n\t\t\t\t
Cuenta de Cheques Individual\t<\/span><\/span><\/td>Esta es una cuenta conveniente que no requiere un dep\u00f3sito inicial m\u00ednimo. Adem\u00e1s, ofrece opciones para evitar el cargo de la tarifa de manejo mensual*.\t<\/span><\/span><\/td>Saldo promedio diario*** m\u00ednimo de $500\t<\/span><\/span><\/td>Se cobrar\u00e1 una tarifa de manejo mensual de 5 d\u00f3lares si no se cumple con alguna de las opciones para evitar este cargo.\n<\/span><\/span><\/td><\/tr>
Cuenta Cash<\/span><\/span><\/td>La mejor cuenta para viajeros o quien est\u00e9 buscando enviar dinero al exterior. S\u00f3lo deposita tu dinero cuando est\u00e9s listo para usarlo.\t<\/span><\/span><\/td>N\/A\t<\/span><\/span><\/td>$2 de tarifa de manejo mensual\n<\/span><\/span><\/td><\/tr>
Cuentas corrientes b\u00e1sicas para empresas\t<\/span><\/span><\/td>Adem\u00e1s, ofrece opciones para evitar el cargo de la tarifa de manejo mensual**. Asimismo, incluye un n\u00famero determinado de transacciones gratuitas al mes. Se requiere un dep\u00f3sito inicial m\u00ednimo de $100.<\/span><\/span><\/td>Saldo promedio diario*** m\u00ednimo de $500\n<\/span><\/span><\/td>$10 de tarifa de manejo mensual\n<\/span><\/span><\/td><\/tr>
Cuenta Corriente para J\u00f3venes\t<\/span><\/span><\/td>La cuenta corriente ideal para los j\u00f3venes entre los 13 y los 18 a\u00f1os<\/span><\/span><\/td>N\/A\t<\/span><\/span><\/td>Sin tarifa de mantenimiento ni saldo m\u00ednimo requerido<\/span><\/span><\/td><\/tr>\t\t<\/tbody>\n\t\t\t\t\t<\/table>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

  Description Minimum Balance Fees *Options to avoid the monthly service fee on Regular Checking: Have a minimum average daily balance of $500.00 OR have a combined average balance of at least $1,500.00 across all qualifying shares including: Membership Share, Regular Share, Money Market, Share Term Certificate (STC), Retirement Account (IRA) or Holiday Share, OR […]<\/p>\n","protected":false},"author":19,"featured_media":0,"parent":1402,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"page-structure":[73],"sidebar-content":[],"class_list":["post-2023","page","type-page","status-publish","hentry","page-structure-no-featured-image"],"acf":[],"yoast_head":"\nCompare Checking Accounts - latinoccu.org<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/latinoccu.org\/es\/products-and-services\/checking\/compare-checking-accounts\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Compare Checking Accounts - 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