Personal Loans

Whether you find yourself in a bind, or just want to finish an important project, we’ll lend you a hand.


Line of Credit

What You Need:

  • Be a Latino CU member
  • Provide proof of income
  • For self-employed individuals, at least one year of tax returns
  • At least one year of credit history

What You Get:

  • Maximum loan amount: $15,000 for individual applicants; $20,000 for joint applicants
  • Access your account online and do much more with our electronic services. Click here for details

The Fine Print

The important details

  • Amount approved will be based on credit history and ability to pay
  • Late Payment Fee: $6
  • Returned Payment Fee: $5

Consumer Loan

What You Need

  • Be a Latino CU member
  • Provide proof of income
  • For self-employed individuals, at least one year of tax returns
  • At least one year of credit history for loans over $500

What You Get

  • Maximum loan amount: $15,000 for individual applicants; $20,000 for joint applicants ($500 without formal credit history*)
  • Affordable loans available without credit history
  • Minimum term of 6 months; maximum of 48 months
  • No prepayment penalty
  • Access your account online and do much more with our electronic services. Click here for details

The Fine Print

The important details

  • *Copies of two (2) accounts under your name for the previous six (6) months
  • Amount approved will be based on credit history and ability to pay
  • Late Payment Fee: $6
  • Returned Payment Fee: $5

We pay you back!

Through higher deposit rates and lower fees. Why wait?  Experience the savings that only LCCU can provide.

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