Accounts

Latino Credit Union offers a wide variety of accounts to help you manage and easily access your money with your mobile phone, online, and our 1,200 free CashPoints ATMs. Since you, our members, own the credit union, profits are passed on to you through great rates and low fees.

SAVINGS

CHECKING

CASH POINTS GLOBAL

MONEY MARKET

SHARE TERM CERTIFICATE

INDIVIDUAL RETIREMENT ACCOUNT

Dividends
Savings accounts earn interestInterest bearing account: Earns lower interest rate than a savings account.A non-interest bearing (controlled spending account)Earns a higher interest rate than a savings account.Earns a higher fixed interest rate than most accounts.Earns higher interest in the long term.
Term
You may deposit, withdraw or close the account at any timeFixed at 6, 12, 18, 24, 36, or 48 monthsLong Term
Minimum Initial Deposit
$10$25$0$500$25
Minimum Balance
$10$0$500Entire Deposit$25
Fees
None, or $2 if the minimum balance is not maintained$2 per month$1 per monthNone, or $5 if the minimum balance is not maintainedNoneNone, if the   minimum balance is maintained

All dividends are subject to change.

All accounts are interest-bearing for members who have a social security number (SSN) or a tax identification number (ITIN).

All accounts are federally insured up to $250,000 through the National Credit Union Administration (NCUA).